How To Buy XRP Australia – Buy XRP In Under 5 Minutes

Fact Checked by Gary McFarlane

Please note that we are not authorised to provide any investment advice. The content on this page is for information purposes only.

As XRP comes a close second with 6th place in terms of trading volume, you may wonder how to buy XRP in Australia.

This guide will help you to buy XRP in no time. On top of that, you can see the coin’s analysis and price predictions.

After reading the article, you’ll understand whether the coin is an investment dead-end, a goldmine, or something in-between.

Buy XRP at eToro – #1 Broker

Mobile AppYes
  • Invest in a wide range of cryptocurrencies
  • Ability to copy more experienced investors and their decisions
  • eToro crypto wallet included which makes it beginner-friendly
0% CommissionVisit WebsiteOur score 10
Mobile AppYes
  • No commission or hidden fees
  • Officially regulated by FCA, CySEC, and NBRB
  • Hedging mode available
Mobile AppYes
  • Excellent mobile app
  • Competitive trading fees
  • Staking features

How to Buy XRP Australia – Quick Guide to Buying XRP 2022

Want to buy XRP Australia right away? Our top recommended cryptocurrency exchange is eToro; here’s how to get started:

  • Step 1: Open an account with eToro – Head over to the eToro website and click ‘Join Now’ to open an account.
  • Step 2: Upload ID – Upload and verify your identity with a copy of your passport or driver’s license.
  • Step 3: Deposit – Fund your trading account by making a deposit using a credit or debit card, bank transfer, or e-wallet.
  • Step 4: Buy XRP – Search for XRP, click ‘Trade,’ and place your order.
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Featured Broker


for $ 100 you get
  • Trade real cryptos and crypto CFDs
  • Licensed broker with deposit insurance
  • Integrated wallet
Coin selection
Instant VerificationFor BeginnersWallet ServiceMobile App
Payment methods
Credit CardPaypalSepa TransferSkrillSofort
for $100 you get
252.4475 XRP

CFDs are complex instruments and carry a high risk of losing money quickly through leverage. 75% of retail investor accounts lose money when trading CFDs from this provider.

Featured Broker


for $ 100 you get
  • Careful selection of cryptocurrencies
  • Regulated by CBI and MiFID in Europe
  • No commissions and low spreads
Coin selection
For BeginnersMobile App
Payment methods
Credit CardNetellerSkrill
for $100 you get
251.2039 XRP

CFDs are complex instruments and carry a high risk of possible rapid loss of capital due to their leverage. 71% of retail investor accounts lose capital when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take high risk in losing your capital.


for $ 100 you get
  • Broker vollständig reguliert
  • Zahlreiche Auszeichnungen
  • Libertex Erfahrungen seit mehr als zwanzig Jahren
Coin selection
For BeginnersMobile App
Payment methods
Credit CardGiropayNetellerPaypalSepa TransferSkrillSofort
for $100 you get
253.4512 XRP

83% der Konten von Privatinvestoren verlieren beim Trading von CFDs bei diesem Anbieter Geld. Ihr Kapital ist im Risiko

Where to Buy XRP Australia

We’ve listed the top six brokers available in Australia. You can find the best features of each down below.

1. eToro – Overall Best Way to Buy XRP Australia


Founded in 2007, broker eToro now has more than 13 million users in 140 countries, including Australia. The broker grew to prominence thanks to its copy-trading platform, an innovative tool that allows you to copy the trades of other investors.

The ease with which you can implement copy trading is a key feature of this gem platform. You can automatically replicate the trades of the most successful and skillful investors worldwide.

eToro is the best exchange when it comes to buying XRP in Australia. First of all, eToro holds three key licenses, including the FCA, ASIC, and CySEC.

Close attention to security, privacy, and reliability — that is what makes eToro the number one trading platform that has attracted over 23 million investors worldwide.

If you’re looking for a credible broker with some history under its belt, eToro is a no-brainer.

The exchange requires a minimum deposit of $50. You can use an Australian debit/credit card, bank transfer, and e-wallets. PayPal, Neteller, and Skrill e-wallets are available on eToro.

To get started with XRP, you only need $10 to open a position.

While eToro operates multi-asset brokerages (offering stocks, commodities, and forex trading), you can diversify your investment portfolio and grow capital even more efficiently.

eToro — XRP Fees

eToro only charges trading fees in the form of spreads, as specified in the table under the eToro Fees section in Crypto spreads.

Let’s assume you’re about to open your first XRP position. How much is the spread going to be?

  1. Imagine the asking rate per XRP is 0,79 USD; your Initial investment is 350 USD.
  2. You open a position: 350 USD / XRP; Assuming the asking rate is $0,79 per XRP, you’ll get 350/0,79= 440 units
  3. eToro doesn’t charge any overnight fee. You don’t have to worry about timing.
  4. Total spread you pay = XRP spread fees (2,45%) 0,0245 * 0,79 USD * 440 units = 8,5 USD


  • Offers XRP and other top-rated cryptocurrencies
  • You can buy XRP 100% commission-free
  • Over 23 million people using the platform worldwide
  • You can use PayPal, Skrill, Neteller to top-up your account
  • No need to invest big; you only need $10 at the start
  • Supports copy trading to automate your XRP trades
  • Fully regulated and accredited in Australia
  • More than 1,700 stocks and 150+ ETFs.


  • A small withdrawal fee of $5
  • The platform operates in US dollars; you can’t trade AUD directly.

67% of all retail investor accounts lose money when trading CFDs with this provider.

2. – Best CFD-Focused Broker for XRP Traders review provides trading access to over 3,700 assets, including 27 indices, 200 cryptocurrencies, 37 commodities, 3293 shares, and 138 currency pairs.

Significantly, is one of the best brokers regarding the instruments available to clients because it offers a diverse range of assets. The firm has already completed trades worth more than $88 billion. currently has over 788,000 clients worldwide.

One of the most significant advantages of trading with is the low minimum deposit of $20 and the low minimum withdrawal of $50. The broker keeps client funds in separate accounts; the platform doesn’t insure them, though.

In addition, the broker provides a variety of trading guides, educational materials, and access to the most recent news. These services have been designed to educate and support new traders. Fees — Reliable XRP Broker in Australia

Trading on implies paying spreads — the difference between the Buy and Sell prices. As a trader, you’ll pay the spread for each position you open.

The spread changes according to several factors, including the asset you trade and the market’s situation. For example, on August 10th, 2021, the XRP to USD spread is 0.02280.

Type of activity Fees
  • Deposit
  • Withdrawal
  • Real-time Quotes
  • Opening/Closing trades
  • Educational material
  • Dynamic charts and indicators
0% Fee
Crypto trading The spread varies for each trading pair and instrument.
Overnight charge The overnight fee is based on the leverage provided, not on the entire value of the XRP you buy.



  • Useful, high-end application.
  • Exceptional Trustpilot rating.
  • Customer support cares about your queries.
  • You can access fresh data covering cryptocurrencies, indices, stocks, futures, etc.
  • Meaningful educational resources.


  • You can only trade CFD XRP.
  • Not the best choice for beginners.

67% of all retail investor accounts lose money when trading CFDs with this provider.

3. – Trade with Confidence on the Most Advanced Platform in the World is a renowned cryptocurrency exchange with over 250 digital assets available for buying, selling, and trading.

Whether you’re looking to invest in major cryptocurrencies like Ripple or trying to get in on the latest altcoin or DeFi token, has you covered.

Plus, with 0.4% maker/taker fees on trades under $25,000 per month, you can keep more of your hard-earned cash in your wallet!

With’s volume-based trading fees, the more you trade, the more you save.

And if you stake CRO, you can pay your fees in CRO and get even bigger discounts!

Grow your portfolio with a leading crypto platform that offers security, stability, and deep discounts for CRO holders. provides live customer support 24/7 so you can get the help you need when you need it most. With expert staff on hand, you’ll be able to get back to trading in no time.

When it comes to keeping your money safe, is a clear choice. They use multiple layers of security, including multi-factor authentication and whitelisting, to make sure your account is always protected.

In addition, utilizes the Ledger Vault technology to keep your assets safe and sound.

With an easy-to-use platform, diverse selection of coins, and low fees, makes it easy for you to get started with cryptocurrency trading.

So what are you waiting for? Sign up today and start building your crypto portfolio!


  • Buy, sell, and trade over 250 digital currencies
  • Save on your trading fees with volume-based discounts
  • Get started in minutes with a user-friendly platform
  • Start building your wealth today with cryptocurrency trading
  • Ride the cryptocurrency wave and get in on the ground floor


  • Fees are higher unless you hold and utilize CRO

Cryptoassets are highly volatile unregulated investment products. No EU investor protection

4. Coinbase – User-Friendly XRP Broker With Over 35 Million Customers

Buy MANA at Coinbase

Coinbase, which debuted three years after Bitcoin’s inception in 2009, is a cryptocurrency exchange that allows active traders to buy, sell, or hold more than 50 virtual assets, including XRP, Bitcoin, and others.

Coinbase has formed partnerships with many mainstream corporations, including Dell, Overstock, and Time Inc, which adds this platform a good deal of credibility.

Approximately 73 million verified users from over 100 countries is a piece of bright evidence. The platform holds an Authorized Payment License in Australia, meaning that the FCA regulates it.

Coinbase, just like eToro, is a good choice if you’re looking for a super-star platform to buy XRP Australia. The purchase process usually takes less than 15 minutes and requires no prior knowledge of how investments work.

You can invest small – with minimums varying depending on your preferred payment method. Coinbase supports both a debit card and an Australian bank transfer payment method.

The biggest disadvantage of using Coinbase is the platform’s fees: they’re above the average. However, if you appreciate safety & security, that may not be an issue.

For experienced investors, Coinbase Pro offers all the tools you need to make smart trades. Its advanced charting tools let you analyze market trends and make informed decisions, while its fast transaction speeds ensure that you’re always in control. So if you’re looking for a reliable and user-friendly platform, look no further than Coinbase.

Coinbase — Buy XRP Australia Flat Fees

Overall Transaction Amount Transaction Fee
$10 or less $0.99
More than $10, less than or equal to $25 $1.49
More than $25, less than or equal to $50 $1.99
More than $50, less than or equal to $200 $2.99


Coinbase Pro Fees 

Coinbase Pro fees depend on the trading volume: the more you trade, the less your fees.

Pricing Tier Taker Fee Maker Fee
Less than $10K 0.50% 0.50%
$10K to $50K 0.35% 0.35%
$50K to $100K 0.25% 0.15%
$100K to $1M 0.20% 0.10%
$1M to $10M 0.18% 0.08%
$10M to $50M 0.18% 0.08%
$50M to $100M 0.15% 0.05%



  • Approximately 73 million verified users approve of the broker’s excellent reputation.
  • Beginner-friendly interface, helpful hints all over the site.
  • A plethora of payment methods are available.
  • You can withdraw your funds to a private wallet.
  • Convenient mobile app.
  • FCA-accredited broker.


  • 3.99% fee on debit card deposits.


67% of all retail investor accounts lose money when trading CFDs with this provider.

5. AvaTrade — Reliable MT4 & MT5 Broker to Buy XRP Australia

AvaTrade website June 22

AvaTrade‘s web trading platform is both intuitive and accessible, resulting in a seamless user experience. It provides users with a detailed graph/chart to analyze the price movements of various assets.

Furthermore, AvaTrade also offers advanced trading platforms such as MetaTrader 4, MetaTrader 5, and automated trading platforms like DupliTrade and ZuluTrade.

AvaTrade, like most trading platforms, allows users to trade on the go with its mobile/smartwatch app, which is available for both iOS and Android devices.

Moreover, AvaTrade provides a free demo account (valid for three weeks) that allows users to test their trading skills without the risk of losing money.

AvaTrade Fees — Reliable XRP Broker in Australia

Account fees, deposits, and withdrawals are free of charge.

Avatrade charges you $50 if you’re not active for three months straight. On top of that, if you don’t use the platform for more than 12 months, you have to pay a $100 administrative penalty.

As for trading itself, AvaTrade charges you spread. For example, the XRP spread is 1.5% over the market. You pay 1.5% every time you open an XRP position.


  • You can use MT4 and MT5 trading terminals.
  • Competitive crypto spreads.
  • High-class educational materials for beginners.
  • The platform is regulated and accredited.
  • An abundance of trading & financial tools.


  • Funds withdrawal might take extra time on weekends
  • Some investors claim pushy managers.


67% of all retail investor accounts lose money when trading CFDs with this provider.

6. Binance – Popular XRP Exchange That Supports Australia Debit/Credit Cards

Binance Homepage

Binance is one of the largest cryptocurrency exchanges in terms of trading volume. The platform is mainly focused on trading services – meaning that you will be buying and selling digital currency pairs on a short-term basis. It’s also involved in more complex financial products like futures and options.

Binance provides two types of digital currency trading platforms: basic and advanced. Neither the basic nor advanced versions are 100% user-friendly: you need at least the basic understanding to trade on Binance.

The primary distinction between the basic and advanced versions is that the advanced version provides a more in-depth technical analysis of digital currencies over time, including XRP in-depth analysis.

The basic version’s dashboard includes simplified graphs and charts for the pairs you’re trading, order books, and trade history.

Binance Fees — Largest XRP Broker 

Unless you pay with a credit/debit card, Binance offers quite competitive fees; they charge you a commission of 0.1 per slide. However, if you use a card, the transaction fee is 2%.

Even though Binance is running a fee-reducing promotion, a 1% fee drop still doesn’t quench the thirst enough for many intraday traders (they offer a time-limited offer, charging you 1% for all Visa and MasterCard operations).

The spot trading fee is 0.1%, while Instant Buy/Sell fee is 0.5%. However, you can reduce fees if you hold BNB in your account.

30d Trade Volume (USD) Maker / Taker Fees Maker / Taker Fees

if you hold BNB

< 50,000 USD 0.1000% / 0.1000% 0.0750% / 0.0750%

≥ 50,000 USD

0.0900% / 0.0900% 0.0675% / 0.0675%
≥ 100,000 USD 0.0800% / 0.0900% 0.0600% / 0.0675%
≥ 500,000 USD 0.0700% / 0.0800% 0.0525% / 0.0600%

≥ 1,000,000 USD

0.0500% / 0.0700% 0.0375% / 0.0525%
≥ 5,000,000 USD 0.0400% / 0.0600% 0.0300% / 0.0450%



  • The largest trading volume on the market.
  • Supports hundreds of crypto.
  • Competitive fees.
  • Fully supports Australian debit/credit cards.
  • Unbeatable reputation and credibility.
  • Good fit for veteran and medium-hand traders.


  • Not always suitable for beginners.
  • A standard charge of 2% on debit/credit card deposits.

67% of all retail investor accounts lose money when trading CFDs with this provider.

Why Buy XRP Australia?

XRP ranks sixth among the largest cryptocurrencies by capitalization, behind such crypto-world mastodons as Bitcoin, Ethereum, Dogecoin, and Tether.

The news backdrop for XRP remains positive, and the long-term outlook for XRP remains favorable. But predicting whether it will return to the highs is still tricky.

There are too many uncertainties in the short and medium-term, and markets have become very sensitive to the slightest change in investor sentiment. Let’s break down the positives of investing in XRP.

The General State Of The Crypto Market

XRP CEO Brad Garlinghouse recently suggested that Bitcoin’s dominance in the market is about to end. The tokens solving specific tasks will take over the palm. Of course, he was referring primarily to XRP.

Until Brad Garlinghouse’s prophecy comes true, XRP may float along with Bitcoin and the rest of the market, experiencing sporadic spikes on the back of news about XRP victories.

So far, there is a strict correlation between the token’s dynamics rate and changes in the price of Bitcoin.

XRP’s rise & fall journey coupled with the entire cryptocurrency market and the reasons for appreciation are similar to the general prerequisites that cause crypto to rise or fall in value.

Lack Of Inflation

The number of tokens is strictly limited and will no longer increase, even though this factor will only come into effect after XRP sells its entire stock of coins.

To date, only 39.2 billion tokens have been issued out of the 99.99 billion existing XRP units. The company sells 1 billion tokens each month, producing inflation just as much as mining Ethereum.

XRP Bleeds Dry

All transaction fees are burned off. That is, XRP becomes smaller with each transaction. This process is prolonged, but it is happening, and over time, the irreversible reduction in the token supply may impact its exchange rate.

Some experts are skeptical about the rally, but others say that the coin’s price may sky-rocket.

XRP & xRapid

XRapid is a technical solution to provide extra liquidity for banks. The technology leverages Ripple’s XRP as a bridging currency.

According to Ripple, XRapid removes global payment delays while drastically decreasing their cost, making cross-border payments fast and affordable.

While xRapid technology thrives and new XRP-related features appear, the coin’s price only benefits. In the long run, the coin’s rally is indeed possible.

Some experts claim the XRP coin has an excellent chance to compete with Ethereum.

How Much Does it Cost to Buy XRP?

If you’re planning to buy XRP, you can always check the XRP price at eToro. To find out how much one XRP is worth, type XRP or Ripple into the search box on the broker’s website.

For example, on October 06, 2021, XRP on eToro is worth almost $1.10.

XRP Price: Historical Data

Date Open High Low Close Adj Close Volume
Oct 06, 2021 $1.06 $1.09 $1.02 $1.08 $1.08 3.7B
Aug 08, 2021 $0.81653 $0.83838 $0.78598 $0.78893 $0.78893 4.1B
Aug 01, 2021 $0.74594 $0.77628 $0.69784 $0.74651 $0.74651 15.6B
Jul 01, 2021 $0.70479 $0.76815 $0.51791 $0.74779 $0.74779 73B
Jun 01, 2021 $1.04210 $1.09964 $0.51271 $0.70637 $0.70637 98.9B
May 01, 2021 $1.59841 $1.75882 $0.65225 $1.04658 $1.04658 307.2B
Apr 01, 2021 $0.57396 $1.96500 $0.55900 $1.59167 $1.59167 481.6B
Mar 01, 2021 $0.41511 $0.60262 $0.41359 $0.57387 $0.57387 134.1B
Feb 01, 2021 $0.49251 $0.74482 $0.34427 $0.41495 $0.41495 293.9B
Jan 01, 2021 $0.21985 $0.49970 $0.21582 $0.49231 $0.49231 212.7B
Dec 01, 2020 $0.66452 $0.67916 $0.17483 $0.21985 $0.21985 357.9B
Nov 01, 2020 $0.23974 $0.76802 $0.22877 $0.66434 $0.66434 277.5B
Oct 01, 2020 $0.24237 $0.26346 $0.23012 $0.23974 $0.23974 54.2B
Sep 01, 2020 $0.28161 $0.30321 $0.22063 $0.24231 $0.24231 42B


How to Buy XRP Australia with PayPal

PayPal website

Many investors in Australia want to buy XRP with PayPal: mainly because PayPal is a popular, safe, and convenient payment method. It allows you to buy anything on the web easier and faster, including crypto assets.

However, surprisingly few brokers in Australia let you use e-wallets to start an investment; exchanges mainly focus on debit/credit cards and wire transfers. Even though some cryptocurrency exchanges, such as Coinbase, allow you to link a PayPal account, the operations are usually limited to withdrawals rather than purchases.

eToro accepts XRP payments via PayPal and buy cryptocurrency to your eToro wallet. Using PayPal to buy XRP on eToro is as simple as a piece of cake. You should follow three quick steps:

  1. Create and sign in to your eToro account.
  2. Click on “Deposit Funds and select “PayPal” as your preferred payment method.
  3. Enter an amount you want to invest. After you’ve deposited the funds, you’re free to purchase XRP.

If you have any difficulties buying XRP through PayPal, you can check the detailed eToro XRP guide for PayPal.

The FCA-regulated broker eToro also supports deposits and withdrawals through Skrill and Neteller. As long as you fund your account with a minimum of $50, you can choose a whole range of payment methods available on eToro. The minimum amount you can invest in XRP through PayPal, Neteller, and Skrill is $10.

How to Buy XRP Anonymously Australia

In Australia, you can buy XRP anonymously, but only through an unregulated cryptocurrency exchange. To comply with government know-your-customer (KYC) regulations, all regulated cryptocurrency exchanges require you to verify your identity. However, unregulated XRP brokers lack government protection. We don’t recommend dealing with non-regulated brokers.

Safest Way To Buy XRP Australia

The most significant barrier preventing newcomers from investing in XRP is safety. Many investors believe that cryptocurrency markets are risky and unregulated.

Part of the reason for this fear is that there are simply too many loopholes, tricks, and so on. You should follow basic safety rules when investing in XRP or any other asset.

First and foremost, you should ensure that a government agency has accredited your broker for cryptocurrency control.

For example, the Australian Securities and Investment Commission (ASIC), the Financial Conduct Authority (FCA) in the United Kingdom, or the Securities and Exchange Commission in the United States (SEC).

The government does not give licenses far and wide, especially for cryptocurrency exchanges. The regulator manages the initial registration of all crypto-asset service providers such as wallets, exchanges, brokers, and so on and maintains their registry and developing market policy.

Working with ASIC, FCA, or SEC-regulated brokers entails some crucial benefits for you as an investor. Particularly, you will benefit from the following safe-conducts:

  • Providing certain personal information when you first open an account secures you and other traders. You must confirm the procedure by uploading a copy of your passport or driver’s license. This eventually discourages criminal activity because no one can buy or sell XRP or other coins without providing personal information.
  • A broker may not use your funds to fund its day-to-day operations. Any regulated broker must ensure that your funds are held in separate bank accounts. Thus, the broker can’t use your funds even if it wanted to.
  • An exchange clearly displaying the risks associated with investing in XRP allows you to understand that you may lose capital. A reliable broker doesn’t hide CFD trading stats or information about copy-trading success rates.

Another advantage of using regulated brokers is buying XRP using a whole range of payment methods.

For example, debit/ credit card, wire transfer, etc. eToro is an excellent example of a regulated broker, approved by many governments, including Australia.

Featured Broker
Buy now

CFDs are complex instruments and carry a high risk of losing money quickly through leverage. 75% of retail investor accounts lose money when trading CFDs from this provider.

Featured Broker
Buy now

CFDs are complex instruments and carry a high risk of possible rapid loss of capital due to their leverage. 71% of retail investor accounts lose capital when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take high risk in losing your capital.

Buy now

83% der Konten von Privatinvestoren verlieren beim Trading von CFDs bei diesem Anbieter Geld. Ihr Kapital ist im Risiko

Mobile App Rating
Mobile App
Number of Coins
Trading Fees
Deposit Fees
Withdrawal Fees
N/ACBI and MiFID in EuropeN/A
Min. Deposit
Leveraged Trading
N/A1:2 for cryptocurrenciesN/A
Bitcoin Cash
Binance Coin
Bitcoin SV
Credit Card
Sepa Transfer