Best Crypto Apps – 5 Best Crypto Apps For Beginners in 2022

Fact Checked by Gary McFarlane

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If you’re thinking about buying and selling digital currencies – it’s worth downloading a top-rated crypto app to your mobile device. In doing so, you will be able to trade crypto no matter where you are located – subsequently ensuring that you never miss an investment opportunity again!

In this guide, we review the very best crypto apps in the market right now and walk you through the process of getting started with a trading account in under five minutes!

#1 Crypto App – eToro

Mobile AppYes
  • Invest in a wide range of cryptocurrencies
  • Ability to copy more experienced investors and their decisions
  • eToro crypto wallet included which makes it beginner-friendly
0% CommissionVisit WebsiteOur score 10

Best Crypto App – List of Top Crypto Apps

When searching for the best crypto app in the market – we looked at core metrics surrounding fees, supported coins, payment methods, trading tools, and regulation. You will find an overview of our top crypto app providers listed below.

  • eToro – Overall Best Crypto App for 2022
  • Coinbase – Great Crypto App for Beginners
  • Binance – Best Crypto App for Low Commissions
  • Robinhood – Simple Crypto App for Long-Term Investments
  • Webull – Crypto App With a Minimum Stake of $1

Cryptoassets are highly volatile unregulated investment products. No EU investor protection. 67% of retail investor accounts lose money when trading CFDs with this provider.

Best Crypto App 2022 – Full Reviews

Our research team spent countless hours testing out a large number of crypto apps that allow you to buy, sell, and trade digital currencies. Irrespective of whether you are using an iOS or Android device – reviews of the best crypto apps for 2022 can be found in the sections below.

1. eToro – Overall Best Crypto App 2022

ETORO APP eToro was a clear winner in our search for the best crypto app for 2022. Before we get to supported coins and fees – we should note that eToro is a heavily regulated brokerage firm – meaning that you can trade crypto assets in a safe and secure environment. This regulation comes via the SEC (US), FCA (UK), ASIC (Australia), and more. The crypto app provider is now used by over 20 million clients around the world – not least because it offers a simple and low-cost way to trade digital currencies.

The eToro app – which is free to download and available on both iOS and Android devices, gives you access to 30 core cryptocurrencies. This covers everything from Bitcoin, Ripple, and Litecoin to Decentraland, Dogecoin, and EOS. Depending on your location, you will also have access to crypto-cross pairs – meaning that you can trade the likes of BTC/ETH and ETH/LTC. Irrespective of which digital asset you wish to trade, eToro operates a spread-only pricing structure.

etoro app review

For unaware of how this works, it means that instead of paying a commission on each trade – you simply need to cover the spread. This is the mark-up between the bid and ask price of the cryptocurrency you are trading and at eToro – this starts at just 0.75%. When it comes to funding your eToro account, this top-rated crypto app supports a wide variety of payment methods. This includes debit/credit cards, Paypal, Neteller, online banking, ACH, and more. US clients are treated to 0% deposit fees while all other users pay a very competitive 0.5%.

The minimum deposit to get started with the eToro crypto app is $50 for US clients and $200 for most other nationalities. If you are from a location that permits CFD trading – the eToro app allows you to buy and sell cryptocurrencies with leverage. This means that you can place orders at an amount greater than your account balance allows. With that said, the minimum stake per crypto trade is just $25 when using the eToro app – which is great for those on a budget.

etoro app review

Before concluding our review of the eToro crypto app – we should also mention the passive investment tools that the provider offers. First, you have the CryptoPortfolio – which allows you to invest in over a dozen digital currencies via a single trade. This is managed and rebalanced by the eToro team – so it’s great for newbies and/or time-starved investors. Second, the Copy Trading feature allows you to choose from thousands of verified investors and then ‘copy’ their crypto positions like-for-like.


  • Invest in cryptocurrencies on a spread-only basis
  • Minimum investment per trade from just $25
  • Supports debit/credit cards, e-wallets, and local bank transfers
  • Registered with FINRA/SEC and regulated by the FCA, CySEC, and ASIC
  • Minimum deposit of $50 and no transaction fees for US citizens
  • Used by over 20 million people
  • Perfect for beginners
  • Social and copy trading tools


  • Perhaps too basic for technical traders
  • No support for MT4 or MT5

Cryptoassets are highly volatile unregulated investment products. Proceed at your own risk.

2. Coinbase – Great Crypto App for Beginners

Buy MANA at Coinbase

Coinbase is a popular digital asset broker that also offers a top-rated crypto app. The target market with this provider is arguably newbies with little to no experience of how cryptocurrency investments work. This is because both the Coinbase website and mobile app have been designed with beginners in mind. Once you download the Coinbase app – which is available on both iOS and Android devices, you will be required to open an account and take a photo of your government-issued ID.

In completing this 5-minute account opening procedure, you will then be able to buy cryptocurrencies with your debit or credit card. Your transaction will be processed instantly, meaning that you can invest in digital assets in a fast and burden-free way. However, the main drawback with the Instant Buy feature that comes with the Coinbase crypto app, is that you will be charged a commission of 3.99%. This unfortunately makes Coinbase more expensive than most of the providers we reviewed.

If you like the sound of Coinbase but are put off by its high debit/credit card fee structure, you might consider a bank transfer deposit. This can take 1-3 working days to arrive, but allow you to deposit funds fee-free. Once the capital arrives, you can then use the Coinbase app to buy crypto at a standard commission of 1.49%. In terms of supported markets, Coinbase offers dozens of digital assets of various market capitalizations – covering everything from Bitcoin and Ethereum to ERC-20 tokens and DeFi coins.


  • One of the most popular cryptocurrency exchanges
  • More than 68 million users
  • Supports instant debit card purchases
  • Dozens of digital currencies to choose from
  • Institutional-grade security practices


  • Debit card deposits are expensive at 3.99%
  • You will pay a standard trading commission of 1.49%

at eToro, #1 Broker in the Crypto Space

Cryptoassets are highly volatile unregulated investment products. Proceed at your own risk.

3. Binance – Best Crypto App for Low Commissions

Binance offers the perfect combination between low fees and asset diversity. Regarding the former, the Binance crypto app will allow you to trade digital currencies at a standard commission of just 0.10% per slide. For those of you holding BNB tokens or trading larger volumes – you will pay an even lower commission rate. In terms of asset diversity, the Binance app gives you access to over 100+ cryptocurrencies and even more in the way of tradable markets.

For example, you can trade crypto-fiat pairs like BTC/USD and ETH/USD, as well as crypto-cross pairs such as XRP/BTC and ETH/BTC. Additionally, the Binance app also covers more complex financial instruments – such as crypto futures, options, and leverage products. Once you have downloaded the Binance app to your mobile device, you can deposit crypto assets without needing to provide any personal information or KYC documents (limits apply).

However, if you want to add fiat money to your account, you will first need to provide some identification. This is usually verified by Binance within a couple of minutes. Verified account users can deposit funds with a debit/credit card or bank transfer – albeit, fees are location-dependent. For example, if you are based in the UK, the Binance app charges 1.8% on Visa and MasterCard payments. But, if you’re a US client, this fee is reduced to just 0.5%.


  • Facilitates billions of dollars in daily trading volume
  • Supports hundreds of digital asset pairs
  • Near-instant deposits via debit/credit card
  • Trading commission starts at just 0.1% per slide
  • Offers crypto savings accounts
  • Ideal for both beginners and experienced traders alike


  • Not all supported cryptocurrencies can be purchased with a debit/credit card
  • No e-wallet deposits or withdrawals

at eToro, #1 Broker in the Crypto Space

Cryptoassets are highly volatile unregulated investment products. Proceed at your own risk.

4. Robinhood – Simple Crypto App for Long-Term Investments

If you’re based in the US – you might have already heard of Robinhood. the platform specializes in US-listed stocks and ETFs, as well as options. You can also buy and sell digital currencies at Robinhood, so this option is relatively good for diversification purposes. Once you have opened an account, you can then download the Robinhood app to your device. Both iOS and Android smartphones are covered. You can deposit funds into the app with ACH or bank wire only.

While ACH deposits are free, only the first $1,000 will be credited to your account instantly. That is unless you decide to sign up for the Robinhood Gold account – which costs $5 per month. Bank wires are charged at $8 per deposit – which is expensive – especially if you are looking to get started with smaller amounts. On the other hand, you can buy and sell cryptocurrencies at Robinhood on a 0% commission basis. Be sure to keep an eye on the spread though – as Robinhood can be expensive in this department.

In terms of supported digital currencies, this crypto asset only gives you access to 7 instruments. This includes large-scale projects like Bitcoin, Ethereum, Litecoin, and Dogecoin. The Robinhood crypto app is sufficiently regulated in the US – with the brokerage firm licensed by the SEC and approved by FINRA. There are no minimum deposit requirements at Robinhood, and the app supports fractional investments. This means that you can invest in your chosen digital asset with just a few dollars.


  • Hugely popular broker in the US
  • Millions of US clients on its books
  • Offers crypto, stocks, options, and funds
  • 0% commission on all supported markets
  • Heavily regulated


  • Spreads are often wide
  • No debit/credit card deposits
  • Only the first $1,000 is credited instantly when depositing funds (basic account)
  • Limited selection of cryptocurrencies

at eToro, #1 Broker in the Crypto Space

Cryptoassets are highly volatile unregulated investment products. Proceed at your own risk.

5. Webull – Crypto App With a Minimum Stake of $1

webull review The final option from our list of the best crypto apps is Webull. This provider operates in a very similar nature to Robinhood, insofar that it focuses on US clients. The Webull app not only supports cryptocurrencies, but thousands of US-listed stocks, ETFs, and options too. The overarching reason that we like Webull is that the crypto app provider is highly suitable for low-level investors. By this, we mean that the app allows you to trade digital currencies from just $1.

This is especially attractive for those looking to invest in high-cost projects like Bitcoin – which trades for tens of thousands of dollars per token. Much like Robinhood, Webull does not support fast and instant payment methods like debit/credit cards or e-wallets. Instead, you will need to choose from ACH or a bank wire. Once again, ACH deposits and withdrawals are free – so this is likely the best option for those seeking a low-cost service.

webull review

When it comes to trading fees, Webull does not charge any commissions. You will need to cover the spread only – which starts at 1% in the Webull crypto department. An additional feature that we like with the Webull app – which is available to download free of charge from the Google Play and App Stores, is that it comes packed with educational resources. This allows you to learn and invest at the same time – all without needing to leave the app.


  • User-friendly trading app for both iOS and Android devices
  • 0% commission policy across all assets
  • No minimum deposit
  • ACH deposits and withdrawals are fee-free
  • Regulated in the US
  • Invest from just $1


  • Crypto spreads start at 1%
  • Too basic for experienced traders
  • No support for e-wallets or debit/credit cards

at eToro, #1 Broker in the Crypto Space

Cryptoassets are highly volatile unregulated investment products. Proceed at your own risk.

What is a Crypto App?

In their most basic form, crypto apps are offered by traditional brokers or exchanges as a means to access your main trading account while on the move. For example, the best crypto apps in this space allow you to buy, sell, and trade digital currencies no matter where you are located.

It’s just a case of downloading the app, opening an account, and then making a deposit with your preferred payment method. Crypto apps are also great for keeping an eye on the value of your digital asset investments – as the best providers in this industry offer real-time pricing. You do, however, need to choose carefully when selecting a crypto app – as not all providers are regulated.

How to Find the Best Crypto App – Core Metrics

Depending on where you live, you likely have dozens of crypto apps to choose from. In selecting the right provider for you – there are several core metrics that you can focus on. For example, be sure to see what coins the crypto app supports and what fees you will have to pay to trade. You should, of course, also explore whether or not the crypto app provider is regulated by a reputable financial body.

To help you perform adequate research, below we explain what to look for in your search for the best crypto app.

Supported Coins

The first thing to look at when researching crypto apps is what digital currencies the provider supports. For example, at eToro, you can invest in 30 leading cryptocurrencies at the click of a button. You can also trade multiple fiat-to-crypto pairs – such as BTC/EUR, BTC/GBP, and ETH/JPY. The eToro app also supports various crypto-cross pairs – so you have a huge number of markets to choose from.

On the other hand, we also came across crypto apps that offer a very modest number of digital assets. In particular, the Robinhood app only supports 7 crypto markets – so this option won’t be for you if you are looking to create a diversified portfolio.

Fees and Commissions

When you trade crypto via your chosen app provider, you will need to pay an assortment of fees.

For example:

  • Some crypto apps charge fees on each deposit that you make. Not only can the specific fee depend on your preferred payment method, but location, too.
  • For example, eToro allows US clients to deposit funds for free, while non-US customers pay 0.5%. Similarly, Binance allows US clients to buy crypto with a debit/credit card at 0.5%, but some nationalities pay up to 4%.

You then need to look at commissions – which are charged when you buy and sell your chosen crypto.

  • At Binance, you will pay a standard crypto-to-crypto commission of 0.10%
  • At eToro, you only need to cover the spread – which is the difference between the bid and ask price of the respective crypto asset

Don’t forget to check if any fees apply for withdrawals – as once again, this will vary from app to app.

Safety and Regulation

You might be surprised to learn that most crypto apps circulating on Google Play and App Stores operate without the backing of a reputable financial body. This is even the case with Binance – with the unregulated provider still boasting a client base of 100 million users.

  • eToro, on the other hand, is heavily regulated – which is a major advantage of choosing this crypto app provider.
  • This regulation comes from the FCA, SEC, ASIC, and CySEC – all of which are solid financial authorities.

Ultimately, by choosing a crypto app that is appropriately licensed, you can be sure that your funds remain safe at all times.


In all but a few cases, we found that the best crypto apps are compatible with both Android and iOS devices. This covers 99% of the mobile population, so you shouldn’t have any issues unless you are using an alternative operating system.


We came across a number of crypto apps that offer a simple and easy-to-navigate interface – while others are somewhat cumbersome to use. For example, both the eToro and Coinbase apps are ideal if you are a beginner, as they require no prior investment experience. In fact, it’s just a case of downloading the app, opening an account, and deciding which crypto asset you wish to trade.

With that said, we found that Binance is arguably more suitable for advanced traders. This is because the interface isn’t particularly user-friendly -as newbies might find the addition of in-depth pricing charts and technical indicators overbearing. Crucially, you should explore how user-friendly your chosen crypto app is before you register an account.

Demo Trading Facility

There is no better way to determine whether or not a crypto app is right for your skillset than to make use of a free demo account. This will allow you to trade crypto via the app without needing to deposit or risk any capital.

On the contrary, you can buy and sell digital currencies in live market conditions but in a risk-free manner. eToro, for example, offers all clients a $100k demo account. There are no time restrictions on the account and if your demo funds run out – you can replenish the balance at a click of a button!

Payment Methods

You will need to add some money to your crypto app account if you want to make real-world profits. The types of payment methods you will have access to will ultimately depend on the provider.

For example, Robinhood and Webull only accept ACH and bank wires – both of which can take 1-3 days for the funds to arrive. You then have crypto apps like eToro, which support debit/credit cards and even e-wallets like Paypal and Neteller.

Trading Tools

If you have a particular trading tool that you like to use – make sure that it is offered by your chosen crypto app. If it is, you should also ensure that the tool has been fully optimized for mobile usage. For example, it is all good and well if the app offers technical indicators and chart drawing tools. But, if these tools are difficult to use on a small mobile screen – they won’t offer much value.

etoro copy trading

Another core trading tool that we liked the look of is that of the Copy Trading feature offered by eToro. As the name implies, this allows you to ‘copy’ other eToro traders. Meaning – any buy and sell positions that the individual enters will also be replicated in your own eToro account. This is perfect for those of you that wish to trade crypto passively.

Customer Service

The best crypto apps that we came across will allow you to reach a customer support agent via a live chat button. This means that you can receive assistance without leaving the app. However, providers like Robinhood will re-direct you to an external support forum when you request help. This means that you might need to wait a few days before you receive a reply.

How to Get Started With the Best Crypto App

Once you have decided which crypto app is right for you – it’s then a case of opening an account with the provider, depositing some money, and placing your first trade. If you are completely new to crypto apps – this section will show you how to get started with eToro.

Step 1: Open a Crypto App Account

Before downloading the eToro crypto app to your mobile device – you will need to open an account. You can do this on your desktop or mobile device via the eToro website. Simply click on the ‘Join Now’ button and enter your personal information when prompted. This will include the basics – such as your name, nationality, date of birth, and mobile number.

how to join etoro

All regulated crypto apps are required to comply with anti-money laundering regulations. In a nutshell, this means that eToro will ask you to upload a copy of your government-issued ID. Once uploaded, your account will be verified in around 60 seconds.

Cryptoassets are highly volatile unregulated investment products. 67% of retail investor accounts lose money when trading CFDs with this provider.

Step 2: Download eToro Crypto App

Now that you have a verified eToro account, you can proceed to download the app. You don’t need to worry about finding the official app from the Google Play or App Stores – as you can download it directly from the eToro website. Once the app has been downloaded – log in with the username and password you had chosen when you created your eToro account.   

Step 3: Deposit Funds

You won’t be able to invest in cryptocurrencies via the eToro app until you deposit some money into your account. Fortunately, eToro allows you to do this instantly when you opt for Visa, MasterCard, Maestro, Paypal, Skrill, or Neteller. The minimum deposit is just $200, albeit, this is lowered to $50 if you’re from the US.

Step 4: Search for Crypto

You are now ready to trade crypto on the eToro app. Assuming that you already know which digital asset you wish to trade, you can use the search box at the top of the app.

bitcoin etoro

If you are now sure which digital currencies you want to trade at this stage, click on the ‘Trade Markets’ button. After that, click on ‘Crypto’ to view the full list of supported markets.

Step 5: Trade Crypto

The final part of the process is to place a crypto trade via the eToro app. For this, you simply need to let eToro know how much you want to stake. The minimum crypto trade on the eToro app is just $25, albeit, you can enter any amount above this figure. 

bitcoin etoro

Finally, once you are happy with the stake entered – confirm the trade. eToro will then execute your order in real-time, and the tokens will be added to your portfolio. It is also within your eToro portfolio that you can cash your investment out.

Best Crypto Apps – Conclusion

In summary, choosing the best crypto app for your financial goals is an important step to take before you start trading. We found that the best apps in this space offer a user-friendly service alongside low fees and a strong regulatory framework.

All in all, eToro is the best crypto app to consider in 2022 – not least because it allows you to trade dozens of digital currency markets on a spread-only basis. You can do this in a safe environment – as the eToro app is regulated by multiple reputable bodies – including the SEC.

Mobile AppYes
  • Invest in a wide range of cryptocurrencies
  • Ability to copy more experienced investors and their decisions
  • eToro crypto wallet included which makes it beginner-friendly
0% CommissionVisit WebsiteOur score 10


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About Kane Pepi PRO INVESTOR

Kane Pepi writes for several high profile publications such as InsideBitcoins, the Motely Fool, and Learnbonds. Based in Malta, Kane is extremely skilled at complex subjects related to financial matters - including a Bachelor’s Degree in Finance, a Master’s Degree in Financial Crime, and actively engaged in Doctorate Degree research, for the money laundering threats of the blockchain economy.