Capital.com Review – Is Capital.com Safe? Fees & Minimum Deposit Explained

1
$50Exclusive promotion
Our score10
  • Invest in a wide range of cryptocurrencies
  • Ability to copy more experienced investors and their decisions
  • eToro crypto wallet included which makes it beginner-friendly
0% Commissionstart TradingOur score 10

Capital.com is a leading CFD and spread betting broker that is home to thousands of assets – all of which can be traded at 0% commission. The platform targets both newbie and experienced pros and is adequately regulated.

But, is Capital.com the right trading platform for you?

In this Capital.com review, we cover everything there is to know about the broker – from fees and supported markets to safety and payments.

What is Capital.com?

Launched in 2016, Capital.com is an online trading platform that specializes in financial derivatives. This includes thousands of financial markets that are represented by CFDs and spread betting instruments. This means that you can speculate on the rise or fall of an asset without needing to take ownership.

At Capital.com, you will be able to trade stocks from over a dozen exchanges, alongside ETFs, commodities, cryptocurrencies, and indices. Capital.com is also very strong in the forex department, with more than 138 pairs supported. Irrespective of what market takes your interest in, Capital.com does not charge any commission. You should find that spreads are competitive in most markets, too. 

capital.com review

In terms of its trading tools, newbies might be more interested in using the native Capital.com platform – which can be accessed via your standard web browser. More experienced traders might elect to access their Capital.com account via MT4. There is also a mobile app, which allows you to access your account on the move.

When it comes to safety, Capital.com has a great reputation in the online trading space. This includes fully-fledged licenses with the FCA, ASIC, and CySEC. Getting started with this top-rated broker is simple too – as the minimum deposit on debit/credit card and e-wallet payments is just $20, while bank wires require $250 upwards.

Capital.com Pros and Cons

Below you will find an overview of the main pros and cons to consider from our Capital.com review.

Pros

  • 0% commission on all markets
  • Tight spreads
  • $20 minimum deposit on debit/credit card and e-wallet payments
  • Heavily regulated
  • Thousands of listed markets – from stocks and indices to forex and crypto
  • Leverage offered on all markets
  • MT4 supported

Cons

  • $250 minimum if opting for a bank wire
  • The main trading suite is a bit basic
  • Unable to invest in traditional assets – derivatives only

Spread bets and CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 76.25% of retail investor accounts lose money when trading spread bets and/or CFDs with this provider.

Capital.com Derivatives

In this section of our Capital.com review, we are going to explain which financial derivatives you can trade. After that, we’ll then dig a little bit deeper by exploring the types of markets on offer.

CFDs

Virtually all markets hosted on the Capital.com website come in the shape of CFDs – or contracts-for-differences. For those unaware, CFDs allow you to trade financial instruments without taking ownership. By trading. CFDs at Capital.com, you will have the opportunity to go long or short on your chosen market, as well as apply leverage.

You won’t, however, have any legal right to the underlying asset, as CFDs at Capital.com are merely tasked with tracking the market price of the instrument in question.

Spread Betting

If you are based in the UK or Ireland, you will also have access to spread betting markets at Capital.com. This particular financial derivative works much the same as CFDs, insofar that you will be trading the future value of the asset without taking ownership – and you have access to short-selling facilities and leverage.

capital.com review

However, the key difference is that spread betting markets are priced in points. Plus, all spread betting markets at Capital.com come with an expiry date and UK residents benefit from tax-free profits.

Capital.com Supported Markets

So that you know the type of financial derivative that you will be trading, this section of our Capital.com review will outline the many markets that you will have access to.

Capital.com Stocks

In total, you will find over 4,000 stock CFDs at Capital.com – which is huge. This covers no less than 18 stock exchanges from around the world. For example, if you are interested in large-cap stocks from major exchanges, Capital.com gives you access to the NYSE, NASDAQ, London Stock Exchange, and Tokyo Stock Exchange.

Capital.com Stocks

On the other hand, if you have a slightly higher appetite for risk and wish to trade stocks from less liquid markets, Capital.com lists stocks from Ireland, Sweden, Russia, Singapore, Hong Kong, Finland, and more. Capital.com also gives you access to the Canadian markets, so you’ll have direct access to leading cannabis stocks – such as Aurora.

All in all, if there is a stock market that takes your fancy – there is every chance that you will find it hosted at Capital.com. Plus, the platform is continuously adding new stocks and exchanges, so keep an eye on new additions – especially companies that have recently gone through their IPO.

Capital.com Forex

Our Capital.com review also found that the platform is super-hot when it comes to forex. In fact, Capital.com gives you access to 138 forex markets in total – which is potentially the largest currency trading suite we have seen at an online broker.

Finding a suitable forex market is simple at Capital.com -as you can either use the search facility or available filters. The latter sorts supported currency pairs by ‘Most Traded’, ‘Top Risers’, ‘Top Fallers’, and ‘Most Volatile’. While all major and minor forex pairs are available to trade on the Capital.com platform, the broker really stands out when it comes to exotics.

Just some of the exotic currencies that you will have access to at Capital.com includes:

  • South African rand
  • Thai baht
  • Turkish lira
  • Polish zloty
  • Hungarian forint
  • Mexican peso

As we cover in this Capital.com review in more detail shortly – the forex trading spreads available at the broker are typically very competitive.

Capital.com Commodities

If you’re interested in commodity trading, Capital.com has you covered. In total, you will find 26 markets in this department – which covers the three main commodity types – hard metals, energies, and agricultural. Regarding hard metals, you can trade the spot price of gold, silver, copper, platinum, and palladium.

Capital.com Markets

Energies include natural gas, Brent Crude oil, WTI oil, and several futures markets. If you are keen on agricultural products, Capital.com covers everything from sugar and orange juice to wheat and cocoa.

Capital.com Indices

Our Capital.com review came across 23 indices. In terms of major markets, this includes the Dow Jones, S&P 500, FTSE 100, NASDAQ 100, and Germany 40. You can also trade indices from Australia, Japan, Hong Kong, China, France, and many more.

Capital.com Cryptocurrencies

Last, and certainly not least – is the Capital.com cryptocurrency department. In total, our Capital.com review found that the platform supports over 200+ markets, with more being added on a regular basis. This covers both crypto-to-fiat and crypto-cross pairs. All major cryptocurrencies in terms of market capitalization can be traded against the US dollar, and in many cases – other fiat currencies too.

Capital.com Cryptocurrencies

For instance, Bitcoin can be traded against the British pound, euro, Swiss franc, Canadian dollar, South African rand, and more. You will also find a huge number of smaller-cap tokens – especially when it comes to DeFi (decentralized finance) coins.  For example, our Capital.com review came across markets that track the value of Akropolis Delphi, Bitshares, Reserve Rights, OMG, Pancakeswap, and heaps more.

In terms of crypto-crosses, you can trade plenty of digital currencies against one another. This includes everything from ETH/BTC, NEO/BTC, CAKE/BTC, BCH/BTC, and more.

Capital.com Cryptocurrencies

The cryptocurrency section at Capital.com is arguably one of the most notable, not least because the broker allows you to trade digital currencies with leverage and short-selling facilities – but in a heavily regulated environment.

Plus, as you will be trading via CFDs, you don’t need to worry about storage. On the contrary, when you get around to cashing your position out, it’s just a case of logging in and creating an order.

Capital.com Fees

This section of our Capital.com review will cover the most important fees that you need to be aware of before opening an account.

0% Commission

As noted earlier, our Capital.com review found that the platform operates a 0% commission policy across all of its supported markets. This means that you can enter and exit positions without needing to worry about flat or variable fees. This is particularly useful for those trading small amounts.

Spreads

Like many platforms in the CFD industry, Capital.com claims to offer ‘tight’ spreads. Upon further analysis, we found this statement to be correct across most major markets.

  • For example, Capital.com offers a minimum spread of just 0.00015 on EUR/GBP and 0.00013 on GBP/USD.
  • When trading gold, you will pay a minimum spread of 0.27 and just 1.9 on the NASDAQ 100.
  • Spreads are variable on this platform, which means that you will get the best price possible during standard market hours.
  • On the other hand, spreads on less liquid markets will attract a less competitive spread – which is standard in this industry.

The good news is that we found Capital.com to be very transparent when it comes to displaying its current market spreads. To view this information in real-time, simply head over to the trading page of the asset you wish to trade.

Deposits and Withdrawals

Our Capital.com review found that all deposit and withdrawal fees are covered by the broker. This is the case across of the payment methods supported by the platform – which we discuss in more detail shortly.

Overnight Financing

Capital.com charges overnight financing fees on leveraged CFD positions. The specific fee will vary depending on the market and how much leverage you have applied.

Capital.com Payments

Another attractive feature that we came across during our Capital.com review process was that the platform supports a wide range of payment methods.

This includes:

  • Debit Cards (Visa/MasterCard/Maestro)
  • Credit Cards (Visa/MasterCard/Maestro)
  • Paypal
  • Apple Pay
  • Sofort
  • Giropay
  • Multibanco
  • Webmoney
  • Bank Wire

You will also find a huge number of local payment options that are country-specific. As an example, Indian traders can deposit funds via Unified Payments Interface (UPI) while those in the Philippines have access to GCASH.

Capital.com Minimum Deposit

Unless you are looking to deposit funds via a bank wire, all supported payment methods come with a minimum of just $/£ 20. This is superb news for those that are looking to trade CFDs for the very first time – as you won’t be required to risk a consequential amount of capital. With that said, if you elect to fund your account through a bank wire, the minimum deposit increases to $/£ 200.

Capital.com Trading Platform

Our Capital.com review found that the broker is suitable for traders of all skill sets. This is because you have a choice between the main Capital.com platform – which can be accessed through your web browser, or MT4.

It goes without saying that if you are a complete novice in the world of online trading and wish to start off with a user-friendly and jargon-free platform, you will be much better off using the native Capital.com browser-based suite. This platform is simple to use and arguably – requires no previous trading experience.

capital.com platform

What that said, the Capital.com web trading platform still comes packed with a number of useful tools, such as:

  • 70+ technical indicators
  • Financial articles and market insights
  • Multi-chart toggling
  • Personalized watchlists
  • Hedging and risk management tools
  • Drawing tools and customizable charts

On the other hand, if you know your way around a trading platform and seek more advanced tools, you will likely be more suited for MT4. All you need to do here is download the MT4 platform to your desktop device and then log in with your Capital.com credentials.

Capital.com Demo Account

Capital.com gets a big thumbs up for its offering a free demo account. This will allow you to trade on the Capital.com platform without depositing any funds and thus – risking any money. Instead, you will be trading with paper funds.

Not only is this a great way to learn how to trade CFDs in a risk-free environment, but you can also get to grips with the Capital.com platform itself. To get started with the demo trading facility, you will first need to open an account with Capital.com – which takes just minutes.

Spread bets and CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 76.25% of retail investor accounts lose money when trading spread bets and/or CFDs with this provider.

Capital.com Leverage and Short Selling

Like all CFD trading platforms, Capital.com offers leverage on all supported markets. The specifics leverage limits that you will have access to will depend on several factors.

  • For example, if you are a retail client (non-professional trader), then you might have access to leverage of up to 1:400 if you are based outside of the UK and European Union.
  • You might also get offered up to 1:400 if you are a professional client.
  • However, if you reside in the aforementioned regions and you are classed as a retail trader, your limits will be much lower.
  • For example, UK and European retail clients will be capped at 1:30 on major currency pairs, and less on other assets.

An additional feature of Capital.com is that the broker allows you to trade both rising and falling markets. For instance, if you think that the price of an asset is likely to rise, then you can enter the market with a buy order. If, however, you think that an asset is likely to fall in value, then you would enter with a sell order.

Capital.com App

Our Capital.com review found that the broker offers a fully-fledged app – which is available to download for free on both Android and iOS devices. The app will give you unfettered access to your Capital.com account – meaning that you can trade on the move. You can also check your current portfolio balance, deposit or withdraw funds, contact customer support, and more.

Is Capital.com Safe?

When assessing whether or not to open an account with a broker, it’s crucial that you check the reputation of the provider. In the case of Capital.com, we found that the platform is a legitimate broker that is heavily regulated.

Details of Capital.com’s regulatory framework can be found below:

  • Capital Com Australia Limited (ABN 47 625 601 489) is a company registered in Australia and regulated by the Australian Securities and Investments Commission (ASIC) under AFSL 513393.
  • Capital Com (UK) Limited is registered in England and Wales with company registration number 10506220. Authorized and regulated by the Financial Conduct Authority (FCA), under register number 793714
  • Capital Com SV Investments Limited is regulated by Cyprus Securities and Exchange Commission (CySEC) under license number 319/17. Capital Com SV Investments Limited, Company Registration Number: 354252
  • Closed joint-stock company “Capital Com Bel” is regulated by National Bank of the Republic of Belarus, registered by Minsk city executive committee 19.03.2019 with company registration number 19322565

Such as strong commitment to regulation should give you confidence in Capital.com.

Capital.com Customer Support

If you wish to speak with a member of the Capital.com customer service team, you have several support options to choose from.

  • This includes a telephone support line – with local numbers offered in the UK, Cyprus, Gibraltar, Belarus, and Australia.
  • You can also send an email to [email protected]

Capital.com also has a presence on popular social media platforms, which covers Viber, Whatsapp, Telegram, and Facebook. With that said, perhaps the easiest way to make contact is via the live chat feature – which, like all other support channels, is available 24/7.

How to Use Capital.com – Get Started Today!

If you have read our Capital.com review from start to finish and wish to proceed with an account – the sections below will walk you through the process step-by-step.

Step 1: Open Capital.com Account

The eras of having to wait days on end to open a brokerage account are long gone. In the case of Capital.com, you can open an account and verify your identity in under five minutes.

To get the ball rolling, visit the Capital.com website and click on the ‘Trade Now’ button. You will then be presented with a sign-up box. Enter your email address and choose a suitable password to move on to the next step.

capital.com review

Here, you will be asked to enter some personal information – such as your name, nationality, date of birth, and home address.

Spread bets and CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 76.25% of retail investor accounts lose money when trading spread bets and/or CFDs with this provider.

Step 2: KYC

Like all brokers that are regulated by tier-one financial bodies, Capital.com will ask you to upload some ID before you can access your trading account. The good news here is that Capital.com automates the process – so your ID should be verified within minutes. You can choose from a government-issued ID – such as a driver’s license or passport.

Step 3: Deposit Funds

You will now be taken to the deposit page. You can choose from a wide variety of payment methods here – such as a debit/credit card, e-wallet, or bank transfer.

capital.com review

No fees will apply to your chosen deposit method. But, don’t forget, while debit/credit cards and e-wallets attract a minimum deposit of just £/$ 20, this increases to £/$ 200 when you transfer funds via a bank wire.

Step 4: Search for Financial Market

At this stage of our step-by-step walkthrough, you should now have a verified Capital.com account with tradable funds. As such, you are ready to place your first market position! With over 4,000 financial markets across a wide variety of asset classes, you will be better off using the search bar – should you know which instrument you would wish to trade.

Capital.com review

In our example above, we are looking to trade Facebook stocks, so we enter the name of the company into the search bar and click the relevant result that loads. You can also browse the Capital.com asset library by hovering your mouse over the ‘Markets’ button, followed by your preferred asset class.

Step 5: Place Trade

Now that you are on the correct trading page for the financial instrument you wish to speculate on – now it’s just a case of placing an order. You can do this by entering your stake and selecting your preferred leverage ratio (if applicable).

By selecting a market order, Capital.com will execute your position instantly at the next best available price. If you want to specify the exact price that your trade is placed at, switch over to a limit order.

capital.com review

Check all details of your order to ensure the information is correct, before confirming the position.

Capital.com Review – Conclusion

In summary, our Capital.com review team found this trading platform is well worth considering. Not only will you have access to thousands of financial instruments at 0% commission – but alongside tight spreads, leverage facilities, and the ability to choose from a long or short position.

Most importantly, you can be sure that you are using a credible brokerage site at Capital.com, as the provider is licensed by the FCA, ASIC, and CySEC.

Spread bets and CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 76.25% of retail investor accounts lose money when trading spread bets and/or CFDs with this provider.

FAQ

Is Capital.com regulated?

Is Capital.com available in the US?

What fees does Capital.com charge?

How do you contact Capital.com?

What is the Capital.com minimum deposit?

 

About Kane Pepi PRO INVESTOR

Kane Pepi writes for several high profile publications such as InsideBitcoins, the Motely Fool, and Learnbonds. Based in Malta, Kane is extremely skilled at complex subjects related to financial matters - including a Bachelor’s Degree in Finance, a Master’s Degree in Financial Crime, and actively engaged in Doctorate Degree research, for the money laundering threats of the blockchain economy.