Best Cardano Wallet USA – 4 Best Cardano Wallets in 2022

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Cardano is one of the fast-growing cryptos in the industry right now. While others are struggling with high levels of volatility, Cardano (ADA) continues to increase in value and volume. But if you’re ready to invest in this crypto, you’ll need to best Cardano wallet to ensure security, accessibility, and ease of transaction.

This guide shares the details of the best Cardano wallets in USA, such as eToro, Binance, Coinbase, and OKEx. Also, you will discover a step-wise guide on how to activate the wallet and use it for a seamless transaction.

#1 Cardano Wallet In the USA – eToro

Mobile AppYes
  • Invest in a wide range of cryptocurrencies
  • Ability to copy more experienced investors and their decisions
  • eToro crypto wallet included which makes it beginner-friendly

Best Cardano Wallet in the US-Top 4 List

If you’re searching for the best Cardano wallet this period, check our top picks below to get started with your crypto investment.

  • 1 eToro – Best Cardano Wallet for all crypto investments
  • 2 Binance – Best for investors to diversify your crypto portfolio
  • 3 Coinbase – Best Cardano wallet in the US for beginners
  • 4 Kraken – Best Cardano Wallet USA for Professionals

Check the in-depth reviews of the above US Cardano Wallet below.

67% of retail investor accounts lose money when trading CFDs with this provider.

Best Cardano Wallets USA – Full Reviews

The best Cardano wallets in USA should ensure convenience, seamless transactions, security, core features, user-friendliness, and convenience. Moreover, a user of such a wallet should trade, buy and sell Cardano from it.

So, after considering these factors, we present the top Cardano wallets in the US for 2022 below.

1. eToro – Best Cardano Wallet For All Crypto Investments

eToro is the best Cardano wallet in the United States. The wallet comes from a licensed and regulated broker operating under the guidelines of regulators in Cyprus and Australia. Also, eToro also has a license from the FCA in the United Kingdom to offer digital products.

One good thing about the eToro brokerage site is that you can start investing with as little as $50. All it takes is to open your account, and you can buy crypto to store in the wallet. For example, once you buy Cardano (ADA), the coins go into your web wallet with the broker. It remains there without incurring charges until you’re ready to cash out. The process is simple too. Just open the portfolio and confirm the sell order.

etoro crypto wallet

Moreover, the broker is a spreads-only operator. As such, the commission doesn’t vary like what other brokers do. Also, the brokerage site lists a lot of financial instruments such as Forex, Stocks, Commodities, and Indices. Also, you can access cryptocurrencies such as Bitcoin, Litecoin, Ethereum, Cardano, Dogecoin, etc.

eToro offers a mobile wallet that simplifies your investment processes. This mobile wallet functions as the standard Android/iOS mobile apps we use on our devices. It supports more than 120 digital tokens plus Cardano.

With such capability, you can accumulate all your investments in one wallet. Moreover, the wallets support trading of more than 500 crypto pairs. For instance, users can easily convert Bitcoin to Cardano within the app.

eToro Cardano review

If you decide to buy Cardano from the brokerage site, you make deposits with your US debit/credit card, Paypal, or through your bank account. Using the broker will expose you to multiple services such as their legendary “Copy Trading service that allow a user to copy the investments of a top trader on the platform.

eToro Fees

Sending & Receiving Crypto $0
Conversion Fees 0.1%
Transfer Fees $1-$50


  • Regulated by ASIC, FCA, and CySEC
  • Allows fund deposit through Paypal, local bank transfers, debit/credit cards.
  • Provides Investments services such as Copy Trading
  • Beginner-friendly app and wallet
  • Accepts minimum investment of $50
  • Best Cardano wallet on iOS and Android
  • Records more than 20 million users.


  • No integration with MT4/MT5
  • Too simple for Pro traders

67% of retail investor accounts lose money when trading CFDs with this provider.

2. Binance – Best For Investors To Diversify crypto Portfolio


Binance is the best Cardano wallet in the US that supports many other digital assets. The broker providing this wallet is recognized globally and has more than 100 million users. The Binance wallet is the popular Trust wallet that has become a household name in the crypto community.

The Trust wallet comes like an iOS and Android app, and it is completely free. According to the founder, this wallet supports more than 33 blockchains and up to 250,000 digital assets, which includes Cardano and other top crypto assets in the industry. It also supports many DeFi coins in case you’re geared towards that sector.

Moreover, the wallet is decentralized and a non-custodial service that allows complete control of funds in the user’s hands. Moreover, users can employ different safety measures such as a strong PIN plus Touch ID to secure their funds. You can even receive or send Dogecoin (DOGE) through the wallet without hassles.

trust wallet

The Trust wallet comes with fiat currency capabilities that allow users to deposit funds with their debit or credit cards. Then, all you need is to meet the KYC regulation requirement by uploading your government-issued ID, such as your driver’s license or passport.

Interestingly, using the Trust wallet gives you access to a decentralized exchange known as Pancakeswap. On this exchange, you can buy, trade, and sell your digital tokens without the interference of third parties or central authorities. Furthermore, everything is decentralized on Pancakeswap to promote secure and anonymous crypto conversions.

Binance Wallet fees

Trading & Transaction 0.1%
Instant Buy/Sell 0.5%
Debit card transaction 4.5%


  • Simple interface for beginners
  • Technical tools for Pro traders
  • Provides many digital asset pairs
  • Fast deposit with credit/debit card
  • Brokerage site lists thousands of assets


  • Support for debit/credit cards is limited.
  • No provision to withdraw or deposits with an e-wallet

67% of retail investor accounts lose money when trading CFDs with this provider.

3. Coinbase – Best Cardano Wallet In The US For Beginners

coinbase wallet

Coinbase is one of the best Cardano wallets in the US to consider for your investment. The broker is popular in the crypto community and also records up to 56 million active users. This shows how reliable and efficient the exchange is in rendering several services to users.

The platform is user-friendly and supports the seamless transfer of Cardano coins. With the web wallet, you can store your coins and also transact without hassles.

Storing your coins in the Coinbase web wallet is one of the safe strategies to consider. The broker assures users of keeping 98% of their funds offline or cold storage to keep them away from cybercriminals. So no matter the hack attempts on the brokerage site, you’re sure that the funds are secure. Moreover, the custody of your private key is no longer your problem.

But you can also download the Coinbase wallet app and enjoy total control of your Cardano investments. This app is compatible and free for both Android and iOS users.

It supports buying, selling, and trading many digital currencies without hassles. Also, prepare for the KYC process that requires an upload of a government-issued ID. Then, all it takes is a few minutes, and you can start trading on your wallet app.

Regarding the security measure, Coinbase wallet houses top-grade security protocols that protect users. Also, every user must undergo the 2-factor authentication process before logging into the wallet. So, without inputting the unique code you will receive in your phone or through the Google authenticator, you can’t log in likewise a hacker.

Coinbase Wallet fees

Trading 0.50%
Credit Card Purchases 3.99%
Bank account or Coinbase wallet purchases 1.49%


  • Supports many digital assets
  • Upholds several security practices
  • Records up to 56 million active users
  • Users control private keys to mobile wallet
  • Fully regulated & Licensed
  • Supports many US states


  • Charges 1.49% commission on trading
  • It doesn’t support Hawaii investors
  • Charges high fees of 3.99% for deposits with debit cards.

67% of retail investor accounts lose money when trading CFDs with this provider.

4. Kraken – Best Cardano Wallet USA for Professionals

Kraken is one of the leading Cardano wallets for US residents. The wallet supports a large number of coins and also facilitates margin offerings and staking activities. In addition, the broker itself exposes users to many crypto trading markets to transact at lower fees.

Also, you can buy, trade, and sell many crypto assets, including Bitcoin, Cardano, Chainlink, Ethereum, Dogecoin, and many decentralized finance tokens. In addition, the broker supports up to 60 crypto and 7 fiat currencies.

This wallet is secured, and according to the broker, more than 95% of user’s funds are stored offline in different cold storage facilities across the globe. Furthermore, according to the broker, users of its wallet enjoy privacy and anonymity since their information is usually encrypted.  Also, the main Kraken platform is secure, and the team carries out vulnerability tests regularly.

Kraken’s support for fiat enables users to deposit money into their accounts with fiat such as the USD. Once they do that, buying crypto becomes easy through the wallet. Interestingly, USA residents using Kraken can access the margin trading feature of the exchange.

Kraken Wallet fees

Instant Buy


1.5% for (Buying, selling, and converting orders)
ACH bank transfers 0.5% (processing fees)
Debit card or credit card transactions 3.75%
Trading Fees on Pro (Less than 50K) Taker fee 0.26%

Maker fee 0.16%

Deposit Fees (Bank Wire for US Residents) $5
Bank Wire Withdrawal in USD $5 (US residents


  • Supports more than 60 crypto and 7 fiat currencies
  • Ensure financial and digital security
  • Lower transaction fees
  • Offers margin trading for USA residents
  • No geographical barriers to users


  • Doesn't support debit cards or credit cards deposits for US residents

67% of retail investor accounts lose money when trading CFDs with this provider.

What is a Cardano Wallet USA?

The process of buying a cryptocurrency from a crypto exchange or brokerage requires a wallet for storing the digital asset. Cardano is no exception. A Cardano wallet is an app that will permit a crypto user to store, retrieve, and use digital funds.

etoro app

Just like a traditional bank account, your fiat currency has a base for its safe keep. Also, a Cardano wallet will store and secure your digital assets.

Cardano wallets have the following:

  • Private Key: This is the safety pin or password that will unlock your wallet and enable you to access your cryptocurrencies. When there is a compromise to your private key, the intruder can unlock your Cardano wallet and even steal your cryptocurrencies. It's always necessary to safe-keep your private keys.
  • Public Address: This is the cryptographic address that enables you to receive digital funds in your wallet. It's like a traditional bank account number that you can send out to people to transfer some cash to you. So, giving out your public address puts no risk to your Cardano wallet. It will only allow people to make funds payments for the owner.

The best Cardano wallets in the USA have more outstanding features and benefits besides token storage, sending, and receiving funds. You can use the eToro wallet for ownership tracking. There's the possibility of getting fiat deposits such as USD through an e-wallet or a credit/debit card.

Also, a user can invest in digital assets from the wallet by placing buy or sell orders. You can get an instant conversion from one digital asset to another from your eToro wallet.

How to Find the Best Cardano Wallet in the USA

It takes less time than you can ever imagine finding the best Cardano wallets in the USA. All you need to do is to set your priorities for the utility of the wallet. You should stick to a hardware wallet for air-tight strict security of funds. However, where your preference is just for a simple means for storing your ADA tokens, a mobile wallet will be the best option.

Furthermore, you should consider the main features of the Cardano wallet, such as its crypto conversion, buying and selling ability.

Below are the details of some factors to consider when looking for the best Cardano wallets in the USA.

It must be secured

Irrespective of any primary aim for getting a Cardano wallet, you can relegate the importance of security and safety. The easiest way of maintaining this lies in the wallet provider’s reputation. Ensure the provider is complying with top-tier regulatory bodies.

For instance, eToro’s native mobile wallet has a license from the GFSC. Also, top-tier regulatory agencies such as FCA, CySEC, and ASIC regulates eToro.

Cardano wallets with IP address whitelisting and two-factor authentication (2FA) will you will get great security features. For each of your login, the 2FA feature demands a code from you that is sent to your phone. This shuts off any unauthorized login attempt.

Also, when you decide to get a web wallet from a brokerage or exchange, ensure the platform maintains a cold storage system for customers’ funds.

Compatible with Multiple Devices

Lots of devices support the operations of Cardano wallets. For example, Mac computers and Windows can download some wallets as desktop software. With hardware wallets, you have physical devices that will store Cardano tokens offline.

Using your Cardano wallets as a mobile app gives you the following advantages:

  • You still maintain the good security of your Cardano wallet even in cases of phone loss.
  • You will easily receive a backup passphrase during the wallet setup process
  • You can conveniently access your ADA coins from anywhere
  • You can view the value of your digital assets
  • You can easily send or receive funds just with a click

Offers support for many cryptos

The best Cardano wallets USA will support several other cryptocurrencies. eToro wallet supports more than 120 digital assets. This gives you’re the opportunity of storing all your crypto coins in a single place.

However, some wallets support only Cardano tokens. So, when your need goes beyond one digital asset, you’ll select wallets for multiple coins.

Private Keys Control

Choosing a custodial wallet removes the control of the private keys from you. Though most investors always like to be solely in charge of their crypto storage.

Nevertheless, custodial wallets could be beneficial to a crypto newbie. There’s still a need to verify the provider’s reputable before choosing such an option. A custodial Cardano wallet in an unregulated exchange compromises the security of your funds.

Using eToro’s web wallet, which is a custodial wallet option, poses no safety issues for your funds. This's because being regulated by FCA and others pushes the firm to comply highly with security.

However, where you prefer using a third party for the security of your private keys, you can choose a non-custodial Cardano wallet. The main setback for this option is that you can’t hold anyone reliable for cases of hacks and loss of private keys.

Seamless Crypto Transactions

You should go for the best Cardano wallets USA that will also serve as investment platforms. This means you have the opportunity to buy or sell digital assets right from your app. Some of them will enable the conversion of one crypto to another. A great example is eToro, where you can conveniently use an e-wallet, bank transfer, or credit/debit card to buy cryptocurrencies.

How to Get Started with the Best Cardano Wallet - Full Guide

Here, we will look at the four basic steps to get started with the best Cardano Wallet in the USA. We will use eToro as a case study since it's the most convenient and safest wallet for storing Cardano Coins. You can buy, trade, and sell your coins with ease, and the ASIC, CySEC, and FCA regulate the wallet provider.

Step 1: Open an Account With eToro

You need to create an account with eToro or the wallet provider of any wallet of your choice. Then, open the eToro web page on your web browser and click on the ‘Sign up’ or ‘Get Started’ button. It will display a form where you can fill in your details.

  how to join etoro

Carefully fill in your name, phone number, etc., check the empty boxes and click on Create Account. The wallet provider must validate your address and identity to complete your account opening process- the KYC. Hence, you will need to upload a copy of your valid ID approved by the government, like your Passport. Also, upload a copy of your current utility bill or bank account statement to validate your address.

However, it’s important to upload clear copies of these documents with the correct details to complete the KYC process successfully.

Cryptoassets are highly volatile unregulated investment products. 67% of retail investor accounts lose money when trading CFDs with this provider.

Step 2: Download the eToro Wallet

The second step is to download the eToro wallet on your browser once the system confirms your account. You can download it directly from eToro’s website as it's compatible with iPhones and Androids.

etoro wallet

After downloading the application, install it, and with your user details, sign in to the new account. Ensure that you use a strong password that you will not forget easily.

Step 3: Transfer Cardano to Your eToro Wallet

We assume you have log in to your new account here, getting ready to stock your wallet with Cardano coins. You can add ADA token to your Cardano wallet via the two options below;

This option works for users who are already holding some ADA tokens. eToro provides a  public address and to which you can copy and paste into the exchange or wallet where you hold the tokens. By doing this, you will automatically move the tokens from the current storage to your eToro wallet.

Step 4: Transfer Funds to Your eToro Wallet

This option is used mostly by new crypto investors and users that have no ADA coin in their crypto holding. If you are in this category, simply add some funds to your Cardano wallet on eToro via your preferred fiat deposit option.

Then, with the funds in your account, find Cardano from the list of cryptos eToro supports and initiate a buy order. The ADA equivalent of your fund will enter your wallet immediately once you passed the KYC requirements for fiat payments.

You should note that Cardano wallets charge zero fees for storing your digital currencies. But it will deduct an exchange fee of only 0.5% depositing fee, which is about $5 per $1,000 deposit.

Buy Cardano Tokens From eToro Wallet

The steps below give a guide on how you can buy the Cardano tokens directly from eToro Wallet.

  • Initiate a deposit with your preferred payment option like debit/credit cards or Paypal
  • Search for the ADA token from the list of cryptos and hit the ‘Trade’ button.
  • Input the amount you want to invest in ADA, which must not be less than $50 as that is the minimum amount you can invest with eToro.

The ADA coin will appear in your eToro wallet as soon as you confirm the buy order. eToro completes the transaction process within seconds.


One of the first things to do when buying Cardano in the US is to choose your wallet. But you must consider many factors such as convenience, security, ease of use, etc. That’s why many investors shy away from crypto investments.

But don’t worry, we took our time to research several Cardano wallets that you can use and picked the top 4. But amidst all, eToro stands out as a reliable, safe, and regulated wallet for storing ADA. It supports many other assets, too, and facilitates a seamless transaction in a single interface.

eToro - Best Cardano Wallet In the USA

Mobile AppYes
  • Invest in a wide range of cryptocurrencies
  • Ability to copy more experienced investors and their decisions
  • eToro crypto wallet included which makes it beginner-friendly


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About Mike Dalton PRO INVESTOR

Mikey Dalton was a library research assistant before stepping into technology journalism. He is curious about how the tech world works, and he is always amazed by the abrupt growth of blockchain technology.