XRP Price Prediction 2022 – XRP Forecast 2022, 2023, 2025 & 2030

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With a market cap of over $36 billion, XRP is currently the 8th largest cryptocurrency globally. After a rocky few months, XRP has showcased some bullish momentum over the past few weeks – which could signal a reversal from the bearish trend price is currently in.

In this article, we present our XRP Price Prediction for the months and years ahead. Through our team’s research and analysis, we cover XRP’s outlook in great detail and highlight where you can buy XRP today with 0% commissions!



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XRP Price Prediction 2022

If you’re looking to buy XRP right now and require some information on the coin’s outlook, then look no further. Found below is a breakdown of our XRP price prediction for the months to come, incorporating technical, fundamental, and news-based analysis to ensure an appropriate XRP forecast.

  • One Month – XRP has been in a downtrend since November, although price seems to have created a floor around $0.73. If price pushes up from here, we could see the $1 level breached over the next month.
  • Three Months – Expect to see some consolidation around the $1 level, as there will be some strong psychological resistance in this area. However, if the momentum continues, we can expect XRP to head towards the highs of $1.30 within the next three months.
  • End of 2022 – Our XRP prediction for the end of 2022 sees the coin break past the highs of September 2021 and head to the $1.80 level. This would represent an increase of 126% from today’s price.

XRP Price History – The Story of 2021

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Similar to when you buy stocks, the process of investing in cryptocurrency involves conducting in-depth research on the asset you’re interested in, looking at the coin’s price history to get an idea of where it could go next. This is known as doing your ‘due diligence’ and is an essential part of investing effectively. With that in mind, we’ll start with a brief overview of what XRP is before diving into our XRP stock forecast.

The first thing to note is that XRP is the native cryptocurrency incorporated into the Ripple network. Ripple is a money transfer network created by Ripple Labs, enabling transactions to be completed worldwide. One of the most appealing things about Ripple is that it acts as an intermediary in financial transactions, as the blockchain technology helps validate these transactions – removing the need for banks or brokers.

xrp system

Furthermore, the Ripple system is much faster than the traditional SWIFT network. For example, Ripple transactions can take four to five seconds to complete, whilst traditional banking networks can take two to three business days. Ripple transactions are also much cheaper, as they only charge a fraction of XRP as a fee – which tends to equate to less than 1p. As noted by Forbes, Ripple was designed to replace the existing SWIFT network – and is doing a pretty good job at doing so!

Moving on to our XRP prediction 2022, the price chart highlights how volatile this crypto has been in recent years. If you look back to December 2017, you can clearly see the massive spike in price that occurred over the following month. The XRP price rose a remarkable 1257% in the space of weeks, prompting many analysts and investors to make bold statements that the price could continue heading as high as it wanted. Alas, this wasn’t to be, and the price did begin to decline after reaching the $3.3 level.

Since those all-time highs of January 2018, the price of XRP has been on a steady decline to the levels we see today. There have been a few bullish spikes along the way, such as the ones experienced in September 2018 and December 2020, but on the whole, XRP has performed pretty poorly since reaching those heights.

XRP price chart

One of the main reasons the XRP price live hasn’t performed as well is the ongoing litigation against Ripple from the SEC. CEO Brad Garlinghouse and co-founder Chris Larsen have had legal proceedings brought against them for allegedly selling unregistered securities worth more than $1.38 billion. This litigation has been going on since December 2020 and has hurt the XRP price.

However, July 2021 has showcased some positive momentum, with the XRP price rising by around 145% in under a month. This led many market commentators to speculate that the bull run could see XRP heading back to prior heights – although this wasn’t to be.

At the time of writing, XRP is trading at around $0.77 – down around 43% from September’s highs. We can see clear lower-highs and lower-lows on the daily price chart, which is a sign of a strong downtrend. However, if the area around $0.73 can hold as resistance, we could see a reversal out of this downtrend, which would enable XRP to push higher once more.

XRP Price Forecast

Now that you have a solid overview of XRP and how the price arrived at this point, let’s take a look at our Ripple price prediction for the future. To ensure the forecast is as accurate as possible, we’ve broken down the analysis into technical and fundamental factors. Found below is an overview of these elements for our XRP prediction.

Technical Analysis

As you can see from the price action below, the XRP price is now trading below the 50-day and 200-day EMAs. This is a pretty bearish sign and highlights that the overall trend is negative. However, the price chart below also highlights that XRP does seem to be rejecting the $0.73 area, where price struggled back in December 2021.

XRP technical analysis

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If price rebounded from here, we’d likely see a return to the highs around $1. This would represent a strong psychological barrier to break, as there will likely be a great deal of selling pressure here. The key is to wait for a strong close past this level (on the Daily or Weekly chart), as this could indicate the level has been broke.

This would likely coincide with XRP trading above the previously mentioned EMAs, which could provide the impetus needed to head back to the highs of November 2021. Again, this would be another strong resistance level, as price has rejected from here three times in the last six months. Overall though, the technical do seem to be aligning for XRP, although it’s wise to be patient and wait for a clear signal to enter.

Fundamental Analysis

Our XRP forecast has also taken into consideration fundamental factors. Like when you buy Bitcoin, an investment in XRP is also an investment in the underlying technology. The great thing is that the Ripple network that XRP runs on has excellent practical uses, which adds validity to the current hype around the digital coin.

FinanceMagnates.com recently announced that Global Money Express (GME Remittance) has recently partnered with RippleNet, further boosting the XRP price. Partnerships such as this add credibility to the Ripple network, which is great news for the coin’s price.

However, it’s also worth noting the ongoing sage with the Securities and Exchange Commission (SEC). Until the lawsuit can be ironed out, it’s unlikely that XRP will experience the uptrend that it should. If the litigation can be handled beneficially for Ripple, then we could see the XRP price skyrocket over the months and years to come.

XRP Price Prediction 2025 – Long Term Outlook

Looking ahead, our XRP prediction for the long term is promising. Unlike some altcoins such as Dogecoin and Litecoin, XRP has numerous real-world use cases that strengthen its long-term outlook. Due to this, the XRP projections depict that XRP price is not just based on hype and speculation, which often lead to disaster.

XRP has also recently benefitted from the Senate’s decision to block proposed legislation that would cause intense regulation of the cryptocurrency market. When the Senate blocked this, it caused a massive rally in the market, with coins such as XRP, Ethereum, and Cardano benefitting greatly. Furthermore, the fact that the Senate has voted against this implies that governments are coming round to the idea of digital currencies – which is excellent news for the future.

XRP stats

In the future, the fact that the Ripple system is much faster than SWIFT is one of the main reasons our XRP price prediction is so bullish. The current payment system is very outdated and slow, with XRP offering the most viable alternative. If the SEC lawsuit can be handled effectively, it may entice more financial institutions to use Ripple’s system – leading to significant increases in price expectations of XRP projections.

With that said, our XRP price prediction 2025 anticipates the coin being valued at around $3.50. This would represent a 350% increase from today’s price and higher than the all-time highs experienced in January 2018. Again, much of this hinges on the SEC filing, which is looming over Ripple at present – although we are optimistic that it will be settled in a mutually beneficial manner.

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Our XRP price prediction 2030 is also promising, as our analysis puts the digital asset at a value of $7. This would be double the value we predict for 2025, highlighting just how optimistic we are for this currency. So, if you were looking to invest in Bitcoin UK and other cryptos for diversification purposes, then XRP may represent a good investment for generating a positive return.

XRP Price Chart

As you can see from our XRP prediction above, the future looks bright for this currency. In the price chart below, you can clearly see the gradual downtrend since August 2021. However, bearish momentum does seem to be slowing, which is why an investment in XRP does look promising in the near future.

Again, one of the critical elements that will contribute to XRP’s success is the continued adoption by banks and other financial organisations. As XRP is beginning to create a reputation worldwide, we may see banks throughout Europe and Latin America begin to use Ripple’s network. In fact, Santander is already using Ripple’s system to facilitate cross-border payments, adding vast levels of credibility to XRP.

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Furthermore, Amazon Web Services is also partnered with Ripple, adding to the trust in the company. If Ripple can continue developing their technology and improving their marketing, more entities will likely partner with them, as the system is far better than what is traditionally used. This would mean great things for XRP projections for the future.

Where to Invest in XRP

As this article has highlighted, XRP has excellent potential going forward. The underlying technology is highly beneficial to companies and consumers, which bolsters the optimism behind XRP. Furthermore, XRP is currently just outside the top five cryptos by market capitalisation, which could certainly change in the future.

However, if you are looking to buy XRP at the current price, then you’ll need to partner with one of the best trading platforms UK to do so. These platforms help facilitate cryptocurrency investments from the comfort of your own home, ensuring the whole process is easy to do. Although there are many brokers to choose from, we highly recommend using eToro as your broker of choice.

eToro is one of the world’s most popular brokers, boasting regulation from the FCA, CySEC, and ASIC. What’s more, eToro is covered under the FSCS, meaning that users are insured by up to £85,000 in the unlikely instance that eToro goes bankrupt. Due to this oversight, eToro is one of the safest places to buy cryptocurrency this year.

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As one of the best stock brokers right now, eToro do not charge any transaction fees when you place a trade. This is in stark contrast to numerous other brokers who may charge a percentage of your trade size as their fee. For more significant positions, this can become quite a large sum of money – so the fact that eToro doesn’t charge this will save you in the long run.

eToro also offers a useful feature called ‘CopyPortfolios’, which are professionally-managed investment portfolios with no fees attached. By investing in these portfolios, you’ll get exposure to a managed fund without having to pay the hefty charges that accompany most funds. What’s more, eToro offers a dedicated ‘CryptoPortfolio’ that offers direct exposure to the crypto market and its movements.

Finally, eToro’s minimum deposit is only $10 (£7.30) and can be made via credit/debit card, bank transfer, or e-wallet. Deposits are free to make, and eToro also don’t charge any monthly account fees either. Finally, if you are a new user, you can even use eToro’s handy demo account feature, allowing you to gain experience in the markets in a risk-free manner.

XRP Price Prediction – Conclusion

In summary, our XRP price prediction is incredibly optimistic looking ahead. The Ripple network that XRP runs on has fantastic real-world use cases, which paves the way for many financial institutions to use the system instead of the SWIFT network. If Ripple’s execs can sort out the threat of the SEC lawsuit, then it’ll clear the path for further gains in XRP’s price.

However, if you’re looking to buy XRP right now, we’d recommend using eToro. eToro is regulated by the FCA, ASIC, and CySEC, providing one of the safest platforms to buy cryptocurrency. What’s more, the minimum deposit at eToro is only $10 – and no transaction fees are charged when you place a trade!


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About Connor Brooke PRO INVESTOR

Connor is a Scottish financial expert, specialising in wealth management and equity investing. Based in Glasgow, Connor writes full-time for a wide selection of financial websites, whilst also providing startup consulting to small businesses. Holding a Bachelor’s degree in Finance, and a Master’s degree in Investment Fund Management, Connor has extensive knowledge in the investing space, and has also written two theses on mutual funds and the UK market.