Personal Finance

Unlike personal finance, business finance or corporate finance deals with funding corporations.There are two kinds of business finance:The long-term business finance is provided by the ownership equity or bonds. Such decisions are governed by the capital structure of the company....

Personal finance involves using the basic principles of finance to manage one’s money by keeping a record of income, budgeting, saving, investing and managing financial risks for example. After the 2008 financial crisis, there was a massive shift in focus...

Personal finance website assimilates all the relevant tools and information in the Internet, thereby helping the consumers to manage their personal finances.The personal finance websites provide information in all fields of personal finance starting from banking and budgeting to retirement....

The best way to manage personal finances is to opt for the American Express Personal Finance. The American Express Personal Finance offers the following financial services: Deposit account services Investment services Loan services. Credit card facility Each of the afore...

Personal finance magazines assimilates all the relevant and current information in personal finance thereby helping the readers to manage their personal finances.The finance magazines provides information in all fields of personal finance starting from banking and budgeting to retirement. The...

Budget planning entails identifying the sources of income and taking into account all current and future expenses, with an aim to meet an individual’s financial goals. The primary aim of a budget planner is to ensure savings after the allocation...

A budget calculator helps individuals and business organizations to keep track of all the sources of income and items of expenditure. A variety of budget software, with features developed to facilitate budget planning, is available in the market. A budget...

29 June 2010 Before the collapse, people simply looked for a house to buy. Later they got squeamish just thinking about buying. Now they are on a quest for perfection at the perfect price. Exacting buyers are upending the battered...

  15 June 2010. By David Caploe PhD, Chief Political Economist, EconomyWatch.com. 1)     It’s not easy to find out anything substantive about them. You’d be shocked how little comes up on a Google search.   15 June 2010. By David...

  27 May 2010. By David Caploe PhD, Chief Political Economist, EconomyWatch.com Quite aside from the human and social justice aspects, income equality is a crucial factor in creating and continuing sustained economic growth. The fact that – as income...

By David Caploe PhD, Chief Political Economist, EconomyWatch.com Ever since the run-up to / outbreak / and aftermath of Black September 2008, we have argued the crisis in the US has SIX aspects: financial / economic / ideological / political /...

    The most effective strategy of debt management is to remain debt-free. However, for financing higher education costs, an education loan is often necessary. Such specialized loans have lower interest rates than several other sources of education financing, such...

    Acquiring a low interest student loan rate enables a borrower to reduce existing payment obligations and benefit from a shorter repayment period. These obvious benefits of a low interest student loan enable a borrower to maintain and improve...

    Refinancing is a good option for students who are unable to repay installments immediately after completing their higher studies. Most banks offer refinance student loan facilities. It is useful for students to consider different aspects of their education...

The Higher Education Loan Programme (HELP) is funded by the Commonwealth Government for the citizens of Australia and the holders of permanent humanitarian visa. The repayment of the HELP loans is income-contingent. HELP consists of HECS-HELP loans, FEE-HELP loans and...