The Thomas Cook Card is offered by Thomas Cook Personal Finance Limited, one of the most prominent travel agents in the UK. Thomas Cook has a 163-year old legacy of providing excellent travel and holiday services.
Thomas Cook Credit Card: Features & Benefits
Features and benefits of the Thomas Cook credit card include:
Variable APR of 17.9% to 19.9%
Balance transfers for the first nine months are subject to a 0% rate. However, a fee of 2.99% is applicable.
No annual fee.
0% cash handling charges, provided the foreign exchange is bought at Thomas Cook.
- There are no credit card booking charges at Thomas Cook.
- Card holders earn ‘Travel Pounds’ for every purchase. This reward is offered at the rate of 1% of the total amount of card purchases and can be redeemed against free travel packages, holidays and products related to foreign exchange.
- Several credit card designs to choose from.
- Optional feature of Payment and Purchase Protection Insurance. The cover can range from one to three years, which is available for an annual fee of £20 for one year and £50 for three years.
Thomas Cook Card: Restrictions
Although Thomas Cook’s Payment and Purchase Protection Insurance program is a novel feature that protects cardholders from fraudulent card transactions, it does not cover cases in which:
- The card is being used for a purpose that is not permitted by the card’s issuer.
- Somebody who is living with the cardholder uses the card without the permission of the cardholder.
- The cardholder neglects to inform Card Protection Plan Limited within 24 hours of the time of fraudulent use.
Thomas Cook Credit Card: How to Apply
Residents of the UK who are 18 years and above are eligible to apply for the card. They should have a good credit history that is not tainted by arrears, defaults and bankruptcy.
One can apply for the Thomas Cook credit card:
- By visiting the Thomas Cook or Going Places stores.
- By filling the online application form.
- Over the phone
‘Thomas Cook Card’ is the trademark of Thomas Cook Personal Finance Limited, who can be found at www.thomascook.com