The Marks and Spencer card offers the opportunity to enjoy convenient shopping at M&S stores as well as at any MasterCard-partnered location worldwide.
Benefits of Marks and Spencer Card
Here are some of the benefits of the M&S MasterCard credit card:
Zero percent interest on purchases within the first 10 months of the date of account opening. This scheme applies to shopping at M&S stores as well as purchases from any other merchant.
Zero percent on balance transfers made within the first six months from the date of account activation. However, 2% services charges are applicable during this period.
Earn M&S points for every pound spent at Marks and Spencer stores and for every £2 spent on other purchases. One can redeem 100 M&S points for a £1 M&S reward voucher.
- Marks and Spencer cardholders receive complimentary membership of exclusive travel clubs in association with Thomas Cook. With this membership, one can save up to 8% on holiday expenses.
- One can use M&S MasterCard credit card for purchases at over 24 million outlets around the world.
- Typical annual percentage rate (APR) of 15.9% (variable) is applicable on the card after the introductory offer.
- Ability to manage account online.
- Dedicated customer care services.
Secure Transactions with Marks and Spencer Card
M&S Spend Safe service monitors the purchasing pattern on each Marks and Spencer Card to identify any suspicious spending patterns. With the Spend Safe service, customers will not be held liable for fraudulent transactions through their card. However, the company requires customers to immediately report any suspected fraud, if noticed.
The MasterCard SecureCode service adds to the protection while making online purchases. Users can register their Marks and Spencer card to avail this facility. Once activated, the user is required to enter a personal password while making transactions through the Internet.
How to Apply for Marks and Spencer Card
You can visit the Marks and Spencer website to apply for the credit card. Filling the online application form will require information about annual income, employment, bank account, email address and UK residential address. If the application gets approved, the M&S MasterCard credit card will be delivered within seven to ten working days.
Marks and Spencer also offers charge cards for convenient shopping at M&S stores. These come with a variable APR of 23.9%.
‘Marks and Spencer’ and ‘M&S’ are trademarks of Marks and Spencer, which can be found at www6.marksandspencer.com.