HSBC MasterCard UK

By: EconomyWatch   Date: 6 October 2010

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EconomyWatch

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With HSBC MasterCard UK, users can enjoy convenient purchasing power. With a presence in 24 million locations worldwide, HSBC MasterCard UK offers an interest free period of 56 days on every purchase. There is no annual fee applicable on this card.

The Personal HSBC MasterCard UK

The Personal HSBC MasterCard UK is available only to HSBC current account users. This credit card offers a zero percent interest rate for 15 months on balance transfers made within the first 30 days of account activation. However, 2.9% handling charges are applicable during this period. This card also offers zero percent interest on purchases made within the first three months. The typical annual percentage rate (APR) applicable on HSBC MasterCard UK is 16.9%, after the introductory period lapses. Other features of HSBC MasterCard UK are:

  • Online account management facility


  • 24x7 customer care assistance


    • Emergency support, such as card replacement or cash advance, when traveling abroad


    • HSBC MasterCard UK can be used at any location displaying the MasterCard logo

    HSBC MasterCard UK: Security Features

    HSBC MasterCard UK comes with enhanced security features to ensure safe transaction. The four layer security offered by HSBC MasterCard UK includes:

    • Chip and PIN security: HSBC MasterCard UK comes with a chip card facility and a personal four-digit PIN (personal identification number).


    • Fraud monitoring: The service providing company monitors and reports suspicious activity related to the user’s current account.


    • Zero liability: With HSBC MasterCard UK, the user enjoys zero liability against any unauthorized transaction through the Internet.


    • Online security: By enrolling in the MasterCard SecureCode program, one can ensure secure online transactions. This facility requires the cardholder to enter a personal password while processing every transaction. Hence, it minimizes the probability of online fraud.


    How to Apply for HSBC MasterCard UK

    HSBC current account holders can simply log on to the company’s website and fill in the online application form. However, an individual needs to be registered for online banking with HSBC to fill the online application form.

    HBSC also offers Premier credit cards to premier current account customers. The premier HSBC credit card offers special privileges, such as rewards, travel assistance and supplementary card for friends or family. A typical APR of 11.9% (variable) is applicable on the Premier card.

    ‘HSBC’ is the trademark of Hongkong and Shanghai Banking Corporation (HSBC), who can be found at www.hsbc.co.uk


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