The BT Credit Card is an exclusive card that offers discounts on phone bills against everyday purchases. The
more you buy with the British Telecom Credit Card, the more will be the discount on BT bills. The user receives a discount of one
pence for every £2 spent on purchases, up to £250. Thereafter, s/he earns one pence for every pound spent.
Benefits of the BT Credit Card
Apart from the discount on phone bills, users also receive standard credit card benefits, such as:
Zero percent interest rate on balance transfers within the first 90 days of the date of account activation. This zero rate
remains applicable for 12 months from the date of balance transfer. However, the individual has to pay three percent handling charges.
Zero percent interest rate on money transfers from the credit card to the current account within the first 90 days from the date of account activation. This
offer also remains applicable for 12 months from the date of transfer. The individual has to pay for four percent handling charges.
Zero percent interest rate on purchases for a period of three months from the date of the account being opened.
The BT Credit Card offers a typical annual percentage rate (APR) of 16.9% (variable.).
The BT Credit Card comes with an online banking facility. One can view the account summary, cash withdrawals and transaction history through the Internet. British Telecom Credit Card also allows the purchase
of products online or through phone orders.
Fraud protection service works to secure unauthorized transactions through the BT Credit Card. The service provider company monitors transaction the behavior of the card. It intimates the user in case of
a suspicious spending pattern.
BT Credit Card users can register the card with the ‘Verified by Visa’ service. It allows for secure online transactions through any
Visa-powered card.
No annual fee.
The BT Credit Card is available in different colors. One can choose from pink, black, silver and green cards.
24 hours customer care service across the world.
In order to apply for the BT Credit Card, an individual can fill the online application form. One can also visit the products and services section of British Telecom website to fill the form.
‘BT’ and ‘British Telecom’ are registered trademarks of British Telecom, who can be found at www.bt.com