Argos MasterCard offers the opportunity to enjoy money back and other rewards while making purchases at Argos stores as well as other locations.
Benefits of Argos MasterCard
With Argos MasterCard, users can earn two percent money back on purchases at Argos stores. Furthermore, s/he can also earn one percent money back on everyday purchases at other locations. Argos MasterCard users can use the accumulated money back amount to make extra purchases at Argos stores. Other features of Argos MasterCard include:
Zero percent interest rate on balance transfer for nine months.
Zero percent rate on purchases at Argos store for six months.
Zero percent interest rate on purchases at other location for three months.
Interest free period of 56 days on all purchases. No interest free period on balance transfers, cash advances and checks.
Minimum monthly repayment amount is 3% of total outstanding bill or £5, whichever is more.
- No annual fees.
- £12 surcharge for exceeding credit limit and late payment of bills.
- Typical annual percentage rate (APR) of 18.9% (variable), after completion of introductory offer.
- Emergency card replacement and cash advance services through the 24x7 customer care center.
- Your Reward+ program: This program offers exclusive discounts on shopping for big brands, if the user spends £200 or more in a month. You can get money off on products of large brands or enjoy exciting offers at partnering institutions, such as Superbreak and CD WOW.
- Optional payment and purchase protection: This program allows one to make repayments for the Argos MasterCard in case one’s income is affected due to injury, sickness or unemployment. It also provides protection on purchase of items costing over £20. It covers loss or damage to items within 100 days from the date of purchase. However, payment for such items has to be made through Argos MasterCard.
Applying for Argos MasterCard
An individual can visit the nearest Argos store to apply for Argos MasterCard. One can alternatively fill an online application form. However, to apply for Argos MasterCard, one should have:
- Is 18 years of age or over
- Regular income source
- Good credit ratings and favorable financial history
- Permanent UK address
‘Argos’ is the trademark of Argos Stores, which can be found at www.agros.co.uk