The American Express Platinum Cashback UK card gives the opportunity to earn up to 5% cashback on purchases
within the first three months of the activation of the card. This American Express card is loaded with special privileges
available to platinum card users, along with the cashback facility.
American Express Platinum Cashback UK: Benefits
Some of the exclusive features offered by the American Express Platinum Cashback UK card are:
Earn cashback of up to 1.5%, based on the credit card usage pattern.
Annual percentage rate (APR) of 18.9%.
Zero annual fees.
Complimentary cards for multiple users.
Purchase protection benefits: Protection for items bought through the American Express Platinum credit card. If the purchased item is
damaged or stolen within 90 days of purchase, this facility offers replacement or refund.
Online fraud protection: With this American Express card, the user is not liable for unauthorized transactions through
the card.
Travel insurance: Every American Express Platinum card user enjoys travel insurance of up to £150,000. This insurance is valid for travel through public transport, when the tickets are bought through the American Express Platinum
Cashback UK card.
Refund protection benefit: This card guarantees money refund, if the retailer refuses to pay back against an eligible item. This facility is valid within 90 days of buying the
product.
Repayment protection: This optional facility ensures that your card repayments can be handled in case you are unable to work for a period of time. The inability to work can be due to sickness, accident
or employment.
Emergency credit card replacement service.
24 hours customer care assistance via phone.
American Express Platinum Cashback UK: How to Apply
American Express guarantees response within 60 seconds of filling the online credit card application form. However, the company
has laid down certain eligibility criteria for enjoying Platinum Credit Card benefits. The company requires an individual
to have:
- A current bank account or building society account in the UK.
- Annual household earnings worth £20,000.
- Permanent UK address.
- Excellent credit ratings and no past debt-related issues.
Additionally, all applicants must be at least 18 years old to be approved. Any individual who satisfies the given criteria can
fill the application form and wait for a response from American Express. The application form requires an individual to provide
personal, financial and contact details.
'American Express' is the registered trademark of American Express Co., who can be found at www.americanexpress.com/uk