Tesco Home Insurance

By: EconomyWatch   Date: 21 September 2009

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Tesco home insurance is aimed to provide high quality cover at a low cost. By buying this policy, you can save as much as 50% on the annual premium.

New customers are also eligible for the following discounts if they buy Tesco home insurance:

  • 5% discount if they have Tesco car insurance
  • 24-hour emergency helpline
  • Home repairs are undertaken by verified builders, with all costs paid directly to the builders without any fuss or hassle
  • 12-month guarantee for repair work
  • Additional discounts are offered to Clubcard customers

Tesco Home Insurance: Types of Cover

Tesco home insurance policy is available in three types of cover:

  • Value: This is a no-frills policy that includes the basic home insurance essentials. This policy offers cover against major events, such as fire, storm, flood and theft. The policy provides the following covers:
    • Building cover of up to £1 million
    • Damage to pipes by freezing
    • Guaranteed repair during emergency
    • Alternative accommodation of a maximum of £15,000
    • Legal advice, which can help you save money on the solicitor's fees for situations such as dispute with neighbors on property boundary and faulty goods or service (this cover is an add-on)
  • Standard: Through this policy, you get:
    • Building cover of up to £1 million
    • Cover for damage to pipes by freezing
    • Replacement locks after theft of keys
    • Alternative accommodation of a maximum of £25,000
    • Cover for expensive disasters, such as damage to the ceiling or spilling of paint on the carpet (optional)
    • Cover for items such as money, mobile phones and credit cards, whether you are in the UK or abroad (optional)
    • Family Legal Protection (optional)
    • Damage to sewage pipes under the house
  • Finest: This level of cover has won a five star rating from Defacto for 2009. This policy provides you with unlimited buildings cover, damage to the home through accident and concierge services. Optional benefits available on this policy are:
    • ID fraud assistance
    • Concierge lifestyle management service
    • Home Emergency 24 hour cover
    • Buildings and contents accidental damage
    • Personal possessions cover
    • Family legal protection
    • Alternative accommodation of a maximum of £35,000
    • Replacement locks after theft of keys
    • Damage to sewage pipes under the house

Tesco home insurance has made a name for itself by providing high quality services while charging the most competitive rates.


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