Tesco car insurance is underwritten by UK Insurance Limited, which verifies the details provided by you with fraud prevention agencies and other organizations. The underwriters may also obtain your credit report from credit reporting agencies (CRAs) to verify your credit worthiness.
Tesco Car Insurance: Benefits
When you buy Tesco car insurance, you benefit from the various discounts offered by the company. These discounts could vary. Some of them are:
- Tesco Gift Card worth £40 free of cost.
- Up to 15% discount on the premium in the first year for customers who buy their policy online. This offer is, however, not valid for people opting for value car insurance.
- Get a special discount on the premium and you can earn Clubcard points if you own a Clubcard.
- Multi-car discounts are offered to those who are living with drivers covered by Tesco.
- Discounts to drivers, named in a business car insurance policy, when they buy their individual policy.
Tesco Car Insurance: Additional Offers
The extra available offers include:
- Guaranteed availability of a replacement car for up to 14 days within three hours of being notified of a claim.
- Extra cover for motor legal protection. Through this protection, a policyholder can be covered against legal costs or any compensatory claims of up to £50,000 if he gets involved in an accident that has not occurred due to him.
- Roadside breakdown assistance. This option is available with varying degrees of service and cover, ranging from the Rescue roadside service and repair package to the Euro Plus. The basic cover in this option starts from only £33 per year.
Tesco Car Insurance: Types of Drivers Covered
Tesco car insurance is available for diverse drivers, such as:
- Women: Based on an independent online research conducted by Consumer Intelligence between June 1, 2009 and June 30, 2009, 10% of the women drivers who have switched to Tesco car insurance made up to £145 on annual premiums in savings.
- Young: According to online research conducted by Consumer Intelligence between June 1, 2009 and June 30, 2009, 10% of the drivers aged 25 years or less saved up to £657 annually through this policy. The company offered
- Up to 30% discount for Pass Plus holders
- A maximum of 25% introductory discount
- Up to 50% discount for drivers named under another policy by Tesco
- Earn Clubcard points on premium
- Mature: According to online research conducted by Consumer Intelligence between June 1, 2009 and June 30, 2009, 10% of the drivers over 50 years were able to save up to £92 by switching to this policy. These drivers are eligible for the following discounts:
- Up to 70% no-claims discount for over 50s
- Multi-car and Named driver discounts
- Earn 1 Clubcard point for every £2 you spend