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Standard Chartered India Credit Card

By: EconomyWatch Content Date: 15 February 2010

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The Standard Chartered India credit card, offered in collaboration with MasterCard and Visa, enjoys global recognition, being accepted by over 19 million merchants and retail establishments worldwide. Additionally, Standard Chartered credit cardholders qualify for the attractive ‘Rewards Plus’ program. Under this program, cardholders earn 1 reward point for every Rs125 spent with the card in India or Rs80 spent abroad. Cardholders can redeem these points for attractive discounts and gifts after the accumulation of 500 points.

Popular Standard Chartered India Credit Cards

Standard Chartered India offers a wide range of credit cards in different classes, including Gold, Platinum and Titanium, to suit the diverse needs, budgets and spending patterns of cardholders. Popular Standard Chartered India credit cards are:

Super Value Titanium Card

This card is an excellent option for budget-conscious individuals, offering great savings as cash-backs on utility bill payment, fuel and card-purchases:

5% on petrol refill at any petrol pump
5% on telephone bill payment with any telecom service provider
1% on other retail purchases

Gold Rewards Card

This card is best suited for the smart spender, seeking to access exclusive privileges without burning a hole in the pocket. Some important features of the card are:

Joining fees of Rs1000
Annual membership fee of Rs2000
Two reward points awarded on every Rs100 spent with the card

Platinum Rewards Card

Offering unmatched lifestyle benefits, this card is ideal for the lavish spender. With round-the-clock access to Platinum concierge services, this card enables cardholders to make use of a host of services from the convenience of their home or office. Additionally, the card accompanies a lucrative rewards program, offering 5 reward points on:

Purchase of fuel
Hotel booking
Payment at select restaurants

Standard Chartered India Credit Card: Common Card Features

Standard Chartered India credit cards, besides having various individual features and benefits, come with several beneficial common features, including:

Revolving payment facility, enabling the payment of only 5% of the monthly credit card outstanding
Low balance transfer rate, which is about 2.95% per month
Cash advance facility of up to 30% of the Standard Chartered credit limit
Photo card option, for added security from fraud

Finally, Standard Chartered India allows its cardholders to personalize their credit card by choosing a picture close to their hearts.