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Kotak Credit Card

Kotak Credit Card was launched in India in April 2008. The Kotak Mahindra Credit Card range on offer includes two Visa Gold Cards, a Visa Platinum Card and a Visa Signature Card.

History of Kotak Mahindra

Kotak Mahindra, established in 1985, is considered to be among India's most renowned financial organizations. Kotak Mahindra Finance Ltd was licensed by the Reserve Bank of India (RBI) to conduct banking operations on February 2003. This approval by the RBI has created banking history with Kotak Mahindra Finance Ltd being the first Indian company to convert into a bank.

Kotak Mahindra Credit Cards

A wide range of Kotak Credit Cards are available, which cater to different financial needs and provide creative credit solutions. These include:


Kotak Mahindra Trump Visa/Fortune Visa Gold Card

It offers

  • Simplified fees and charges
  • No interest for three months
  • Conversion of purchases above Rs.5,000 to EMI
  • Interest-free cash withdrawals

The Fortune Visa Gold Card also offers fund transfer and demand draft online.

Kotak Mahindra League Visa Platinum Card

This card offers special benefits to cater to the needs of the affluent, with its focus on luxury and exclusive service. Its special features include:

  • Special Concierge services
  • Insurance services
  • Special travel offers
  • Exclusive dining benefits at the Taj Group of Hotels
  • League Priority Attend/Shield

Kotak Mahindra Royale Visa Signature Card

This super premium card offers a range of benefits including:

  • Offers from Travel Guru
  • Membership to Club Privada, India’s first yacht club
  • World-wide golf privileges
  • Royale Priority Attend/Shield
  • Concierge and insurance services

Kotak Credit Card: Unique Online Service

Kotak Mahindra Bank Ltd offers customer-friendly applications that enable cardholders to access their current accounts and transaction statements, with the help of a non-logged section. This unique online facility facilitates easier access to transaction statements at anytime and from anywhere without using any mandatory password.

Kotak Credit Cards is the first credit card vertical in India to offer interest-free cash withdrawals and automatic encashment of reward points earned by cardholders. Kotak Credit Cards has joined hands with a multinational company from the UK, CPP Assistance Services Pvt. Ltd., to offer the Card Protection Program (CPP) to Indian customers. This partnership will benefit cardholders by protecting them against the misuse of stolen or lost credit cards.

‘Kotak Credit Cards’ is a trademark of Kotak Mahindra Bank Ltd., who can be found at www.kotak.com