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Citibank India Credit Cards

By: EconomyWatch Date: 6 October 2010

The core Content Team our economy, industry, investing and personal finance reference articles.

EconomyWatch, Content Team

Citibank is issuing 26 different credit cards in India. Each card is a unique product with exclusive benefits and features.

Citibank Platinum Credit Card
Following are some salient features of Citibank Platinum Credit Card:

Cardholders receive Welcome gift vouchers from Travelocity of INR 2,000.
Regular interest rate is 3.19% or 38.28% per annum.
Cardholders can earn a maximum of 5 Reward Points by spending INR 125. Offer is limited only to a few merchant establishments.
Cash advance fee is 2.5% per month. Minimum cash advance fee is INR 250.
Cardholders get exciting travel, dining and entertainment offers.
Issuer is VISA.
Joining and renewal fees are INR 1,000 each.
There are special features like Flexi Rewards.

First Citizen Citibank Credit Card
Following are major features of First Citizen Citibank Credit Card:

Cardholders get automatic entry to First Citizen Club and Shoppers' Stop Loyalty programs.
Cash advance fee is 2.5% per month. Minimum cash advance fee is INR 250.
Cardholders can earn a maximum of 5 Rewards Points. These points can be redeemed at Shoppers' Stop for great products.
Issuer is MasterCard.
Joining and renewal are free.
There are 0% fuel surcharge facilities at outlets of Indian Oil.
Regular interest rate is 3.19% or 38.28% per annum.
Co-brand is Shoppers' Stop.

Citibank Cash Back Credit Card

Cardholders receive a maximum of 30% cash back. This offer is available only at a few outlets in India.
Regular interest rate is 3.19% or 38.28% per annum.
Cardholders receive cash back every time the card is swiped at an outlet.
Cash advance fee is 2.5% per month. Minimum cash advance fee is INR 250.
Cardholders receive waivers of 2.5% in fuel transaction charges. This offer is limited to petrol pumps of Indian Oil.
Issuer is VISA.
Joining and renewal are free.

Following are other credit cards issued by Citibank in India: