BOB (Bank of Baroda) India Credit Cards

By: EconomyWatch   Date: 6 October 2010

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Bank of Baroda (BOB) is issuing eight credit cards in India. Users of these cards receive a wide array of benefits and other facilities.

BOBCARD Corporate Global Credit Card
Following are some features of BOBCARD Corporate Global Credit Card:

  • There are 0% fuel surcharge facilities.
  • Renewal fees are INR 1,000.
  • There are air and accident insurance services for free.
  • Regular interest rate is 1.99% per month.
  • Card is primarily for corporate customers.
  • Cash advance fee is 2.5% per month. Minimum cash advance fee is INR 100.
  • Rate of interest is low.
  • Issuer is VISA.
  • There are no annual fees.

NEXTGEN BOBCARD Gold Credit Card
Following is some information on NEXTGEN BOBCARD Gold Credit Card:

  • It is primarily for students.
  • Joining and renewal are free.
  • There are 0% fuel surcharge facilities available at all petrol pumps.
  • Regular interest rate is 1.5%.
  • Card is free for life.
  • Cash advance fee is 2.5% per month. Minimum cash advance fee is INR 100.
  • Interest rate is low.
  • Issuer is VISA.
  • Name of institute of cardholders is shown on card surface.

BOBACRD Gold Visa Credit Card

Following are some salient features of BOBCARD Gold Visa Credit Card:

  • There are 0% fuel surcharge facilities available at every petrol pump.
  • Renewal fee is INR 1,000.
  • Rate of interest is low.
  • Regular interest rate is 1.99% per month.
  • There are personal accident insurance services at free of cost.
  • Cash advance fee is 2.5% per month. Minimum cash advance fee is INR 100.
  • There are no joining fees.
  • Issuer is VISA.

BOBACRD Gold MasterCard Credit Card
Following are some points on BOBACRD Gold MasterCard Credit Card:

  • There are 0% fuel surcharge facilities available at all petrol pumps.
  • Renewal fee is INR 1,000.
  • Interest rate is low.
  • Regular interest rate is 1.99% per month.
  • There are personal accident insurance services at free of cost.
  • Cash advance fee is 2.5% per month. Minimum cash advance fee is INR 100.
  • There are no joining fees.
  • Issuer is MasterCard.

BOBCARD Exclusive Woman credit card
Following are some aspects of BOBCARD Exclusive Woman credit card:

  • Card is meant only for women.
  • There are no renewal fees.
  • Rate of interest is low.
  • Regular interest rate is 1.99% per month.
  • There is 0% fuel surcharge levied on purchases of fuel.
  • Cash advance fee is 2.5% per month. Minimum is INR 100.
  • Joining fee is INR 750.
  • Issuer is MasterCard.

Following are other credit cards of Bank of Baroda in

  • BOBACRD Exclusive Youth Credit Card
  • BOBACARD Exclusive Credit Card
  • BOBACARD Silver Credit Card


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