Mosaic Master Card
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Mosaic Master Card is unique in its nature as it can be customized according to the needs and preferences of the customers. Cardholders can choose an interest plan which will suit them the most. They can choose from two plans according to their nature of spending. If the customers want to pay off the total balance every month, they can go for Fee Rate Plan and if they wish to carry forward some balance, they can choose Low Rate Plan.
Benefits of Using the Mosaic Master Card
Mosaic Master Card is unique in its nature as it can be customized according to the needs and preferences of the customers. Cardholders can choose an interest plan which will suit them the most. They can choose from two plans according to their nature of spending. If the customers want to pay off the total balance every month, they can go for Fee Rate Plan and if they wish to carry forward some balance, they can choose Low Rate Plan.
Benefits of Using the Mosaic Master Card
Mosaic Master Card carries various benefits like Cash Back Reward Program, Air Miles Reward Program, Travel Protection, Medical Protection and many others. Customers can choose Cash Back Reward Program or Air Miles Reward Program according to their preference.
Cash Back Reward Program
- Cardholders earn cash back points every time they make a purchase using the Mosaic Master Card.
- Cardholders can choose between the options-1% cash back and 0.5% cash back.
- In 1% cash back program, customers receive 1 cash back point for every $1 purchase made by the card and get $1 back to their card account for every $100 spend in the year.
- In case of 0.5% cash back program, customers receive 1 cash back point for every $2 purchase made by the card and get $1 back to their card account for every $200 spend in the year.Air Miles Reward Program
- Customers get the opportunity of earning Air Miles reward miles which can be used for travel, entertainment or merchandise purchase.
- Cardholders can earn these reward miles from more than 24 million locations all over the world.
- Customers can get 30% more reward miles every month if along with Mosaic Master Card they hold BMO debit card or any other product of BMO( Bank of Montreal)Travel Protection
- Customers can choose between Gold Travel Protection and Silver Travel Protection. Under Gold Travel Protection customers enjoy Trip cancellation benefits, Trip delay benefits, Flight delay benefits, Collision damage waiver insurance and Accidental death insurance. Under Silver Travel Protection cardholders get only Collision damage waiver insurance and Accidental death insurance.
Medical ProtectionCardholders get different medical benefits like Emergency hospital, ambulance and medical expenses coverage, emergency dental expenses coverage and many others.



