BBT Banking

BBT Banking actually refers to the banking services provided by BB&T Corporation to its customers. Customers of BB&T, can do banking in two ways. Conventionally or through online banking. Customers can check the balance in their accounts, transfer funds and even make use of other applications.

The BBT Banking solutions and products are mainly circulated and sold in the market by the BB&T Corporation (NYSE: BBT). The BB&T Corporation ranks amongst the largest and most efficient banking organizations in the U.S.A. BBT Banking offers full-service banking functions including retail as well as commercial services.

BB&T in addition to retail and commercial banking services also offers extra financial services such as the following :

• insurance of life, health as well as personal properties
• investment related consultation and services
• retail brokerage of stocks
• mortgage
• corporate finance to business concerns
• consumer finance
• services including payment of bills
• international banking services
• leasing and
• trust.

Personal BBT Banking

The different Personal Solutions offered by BBT Banking

BB&T makes an earnest effort in acknowledging the uniqueness of every individual. That is why BB&T allots for each of its customers a specific set of financial objects and aspirations. BBT Banking is also aware of the fact that with the passage of time, as they mature, the personal requirements of every individual changes. Therefore, BBT Banking is spread out in such a way that it meets the personalized requirements of every individual irrespective of the age group to which he or she belongs.

BBT Banking is tailor made to offer solutions to every type of problem that may crop up during the lifetime of an individual consumer. BB&T Banking includes provisions for meeting the economic needs of the consumer. It also has on offer customized accounts, and instruments in addition to the financial services which enhance the realization of the financial aspirations of every particular customer who subscribes for BBT Banking.

Management of personal finances as provided by BBT Banking
This service under the BBT Banking assists the individual customer in determining the correct alignment of personal accounts, instruments, and financial services that increase the probability of attaining the financial aspirations of every customer.

Personal financing provided through BBT Banking
BBT Banking offers its customers versatile finance schemes for buying cars, boats, RVs, or to carry out other such large purchases by the customers

Purchase of homes
BBT Banking is the one stop solution for finding mortgages, insurance, and all the needs that one may come up to while one is either buying a home or building one.

Educational expenditures
BBT Banking prepares its customers to save for the expenses that will be incurred by the customers towards the education of their children in future. In addition it also offers services ands products which makes it easy for students to manage their personal finances

BBT Banking Wealth Management
Amassing wealth in the form of either personal property or bank balance is not easy even if the income levels are high for the ever increasing inflation. However, BBT Banking through its professional approach makes the management of wealth so much easier by opening unparalleled possibilities of accumulating wealth by devising ways to meet the difficult challenges posed when one manages one’s own wealth.

BBT Banking : Improving one’s own home
Through the personal solutions offered by BBT Banking, customers can modify different rooms in their houses, or construct newer portions to add to their existing homes, purchase new furniture as well as new electrical appliances

Personal Life and Property insurance provided by BBT Banking
BBT Banking provides a wide variety of insurance policy coverages which insure not only the life and health of customers but also their families and personal possessions.

Online BBT Banking
Online BBT Banking provides personal solutions to a lot of problems on the personal level.

Investments to secure a prosperous future
Through the BBT Banking services the customers are able to chalk out investments that will take care of their future and also make arrangements to fulfill their financial needs after retirement.

Self Rewarding schemes of BBT Banking
the customers in fact earn rewards for themselves whenever they make use of the BB&T Check Card or BB&T Credit Card.

Personal Products offered through BBT Banking

BBT Banking has on offer a wide range of financial services as well as products to meet the personalized needs of each and every customer who engages into a business relationship with BB&T.

Checking Accounts on offer from BBT Banking
The wide variety of BB&T checking accounts are devised to fulfill the personal requirements of all customers besides making the process of completion of transactions smooth and easy.

BBT Banking : Mortgages
The different mortgage schemes provided by BBT Banking not only assist the consumers in buying, building new homes but also to renew the financing of an old and deteriorated home.

Home Equity Mortgages as provided by BBT Banking
With the application of BBT Banking customers are empowered to purchase homes much faster than the usual time taken to complete the deals buying and selling of houses but involving the payment of lesser amounts on the part of the buyer.

Preparation of Tax payments
Through the use of BBT Banking account holders can prepare as well as file their individual income and sales taxes online.

BBT Banking Savings
BBT Banking offers protection to all its customers against overdraft and savings.

Home Equity Loans and Lines provided by BBT Banking for account holders.
The BBT Banking are able to borrow money against their home equity

Specialized Savings Accounts offered by BBT Banking
These customized savings accounts provide for significant necessities such as education and health

Auto and RV Loans supplied through BBT Banking
Individual consumers can finance cars, boats, RVs, or different kinds of vehicles through BBT Banking

Certificates of Deposit (CDs)
Certificates of Deposit offered by BBT Banking are basically of two different types :

• Regular term and
• Special purpose .

Personal Loans and Lines
Individual consumers of BBT Banking can apply for personal loans, fix their own credit lines, and home equity loans.

IRAs
This scheme allows for the consumers of BBT Banking to save for their retirement.

BB&T Investment Services
As already stated above the personal customers can make investments to realize their personal financial dreams and aspirations.

BB&T Check Cards
BB&T provides each of their checking account holders with Cards to access their own checking accounts.

Credit Cards
BB&T Visa Credit Cards are provided to those BBT Banking customers who have a creditable financial situation.

Private Financial Services : BBT Banking
Through BBT Banking special services are offered to the financially well to do clients who have a commendable banking record.

American Express in collaboration with BBT Banking offers cheques
Travelers Cheques and Gift Cheques are issued through BBT Banking to those consumers who travel abroad or want to make a gift to others in money

BBT Banking Online services

Scott & Stringfellow : BBT Banking
Full-service retail brokerage services offered by BB&T.