Bank Of The West

The Bank of West mainly operates in the Midwest and West of the U.S. through well over 700 banking locations in 19 states. In spite of its current trans-national presence, the Bank of West has retained the attributes of a community bank to be able to provide the customers with enhanced services.

The Bank of West, originally established as the Farmers National Gold Bank in 1874, changed its name to the First National Bank of San Jose in 1880 before finally changing its name once again in 1979. Over the years, the Bank of West has travelled a long way to become the third amongst the largest commercial banks in the U.S., which are headquartered in the West.

The Bank of West has in due course, acquired a large number of banking organizations. The following is the list of financial and banking concerns overhauled by the Bank of West :

• the First Hawaiian Bank in the year 1998
• In 1999, the Sierra West Bancorp
• United California Bank (UCB) in the December, 2001, from UFJ Bank
• In 2004, the Community First Bank
• Union Safe Deposit Bank during the same year, that is, 2004
• Commercial Federal Bank, one of the largest thrifts in the U.S. in 2005

Presently owned by the Paris based French universal bank BNP Paribas, the Bank of West, merged with the First Hawaiian Bank (also owned currently by the same French bank) in the year 1998, as already mentioned, to form the bank holding company BancWest Corporation that sustained the identity of the two different banking organizations.

The Bank of the West as of the present provides products and services across the U.S. through the banking and commercial locations spread in 19 states. The states which are covered by the Bank of the West are as follows :

• Arizona
• California
• Colorado
• Idaho
• Iowa
• Kansas
• Minnesota
• Missouri
• Nebraska
• Nevada
• New Mexico
• North Dakota
• Oklahoma
• Oregon
• South Dakota
• Utah
• Washington
• Wisconsin
• Wyoming

The Personal Banking services of the Bank of the West
.The products and services which are provided by the Bank of the West through its Personal Banking division are as follows :

• Bank of the West Checking accounts
• Bank of the West Savings accounts and Certificates of Deposit or CDs
• Bank of the West Individual Retirement Accounts
• Bank of the West Online Banking services
• Bank of the West Investment Services
• Bank of the West Wealth Management
• Bank of the West Personal Insurance policies
• Bank of the West Consumer Loans and Lines of Credit
• Bank of the West Bank Cards (Credit Cards and Debit Cards)
• Bank of the West Telephone Banking services
• Bank of the West Financial Calculators.

Commercial Banking : Bank of the West
To add to the Personal Banking sector, the Bank of the West also provides a vast range of Commercial Banking products and services which are not only universal in nature, in keeping with the global trading experiences of the BNP Paribas, but also local, in accordance with community banking origins of the bank. The Commercial Banking services and products of the Bank of the West are as follows :

• Bank of the West Merchant Services to assist the business concerns in serving their own customers.
• Bank of the West Cash Management services to enable the business to earn the greatest possible profits.
• Bank of the West Commercial Lending services to finance all the requirements of a business.
• Bank of the West Foreign Exchange consultation to multi-national companies.
• Bank of the West Global trade and commerce services to enhance the progress of the business.
• Bank of the West Equipment finance services to provide the money required for purchasing equipments essential for a business.
• Bank of the West Commercial business insurance policies.