Now, for individuals without Japanese insurance through employers can decide to become a member of the national health insurance program, which is provided through local governments throughout Japan. For this, people can choose the doctors they want to see and the clinics and hospitals where they want to be treated. Best of all, when covered by this type of Japan insurance, people cannot be denied coverage.
For people who have insurance with a Japan insurance company through an employer, they typically have a policy through any one of the top insurance companies. Of course, some people will pay out-of-pocket for health insurance through any of these companies as well. The following is a list of insurance companies in Japan with solid reputations for providing great coverage but at an affordable rate.
• Allianz – This insurance company provides excellent insurance and financial services to more than 75 million people in 70 countries to include Japan. The services are affordable, reliable, and 100% efficient for full-time residents or people traveling to this country.
• HealthCare International – Founded in the 1980s, this medical and travel insurance company is headquartered in London but it provides healthcare insurance options in many countries to include Japan. The insurance policies are comprehensive but also very affordable. HealthCare offers insurance for individuals, families, and groups.
• InterGlobal – This international health insurance company now serves people in more than 189 countries. For people in Japan, this insurance provider offers all types of international health insurance policies, as well as expatriate medical needs for people traveling to Japan temporarily.