Virgin Prepaid Card (Virgin Prepaid Credit Card)

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The Virgin prepaid card is ideal for those who do not have a bank account or are unable to get a credit card due to a poor credit rating. The holders of the Virgin prepaid credit card load their card with their own money before they make any purchases. While applying for a card, one can opt for either a ‘Pay As You Go’ or a ‘Pay Monthly’ tariff scheme.

Virgin Prepaid Credit Card: Features

The basic features of the Virgin Prepaid credit card include:

  • Monthly fee of £4.75, applicable in case of the ‘Pay Monthly’ tariff plan. No annual fee charged on the ‘Pay As You Go’ scheme.
  • The initial cost of the card is £9.95.
  • Getting a supplementary card costs around £4.95.
  • Top-ups by pay points are subject to an interest rate of 2.75%.
  • One can add up to four additional cardholders.
  • Virgin Prepaid Credit Card: Benefits

    Virgin prepaid cards are known for their discount offers. The discounts offered by the Virgin prepaid card include:

    • Cardholders can enjoy Virgin’s media services for a charge of £14.
    • 10% discount on all Virgin wines.
    • Up to 10% off on Virgin holidays, Virgin holiday cruises and Virgin Vie at home.
    • 50% discount on the Virgin balloon flight.

    Virgin Prepaid Card: How to Apply

    Any UK resident can apply for the Virgin Prepaid credit card. One can apply online if the payment is made by credit card. One can also apply at any PayPoint facility by purchasing a 360money e-voucher. The card is dispatched within ten days of the date of application.

    Virgin Prepaid Card: Restrictions

    Cardholders get a low spending limit if the issuer is unable to conduct a complete ID check. This spending limit can go up to a maximum of £1,600 per year, in which up to £600 can be withdrawn as cash through ATMs.

    The spending limit can be increased on the full verification of the candidate. This extension is subject to an administrative fee of £4.95. Virgin Wines and Virgin Insurance benefits are only available to cardholders who are 18 years or above.

    ‘Virgin prepaid credit card’ is the trademark of Virgin Group, who can be found at www.uk.virginmoney.com

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