UK Credit Card Company
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UK credit card company is normally a traditional bank or it may be a building society with branches in some important locations of UK. Some of the famous UK credit card companies include Abbey, Alliance & Leicester, Barclays, Co-Operative Bank, Halifax, HSBC, Lloyds TSB, Nationwide and NatWest etc.
Some other types of UK credit card company:
- Supermarket credit card companies
UK credit card company is normally a traditional bank or it may be a building society with branches in some important locations of UK. Some of the famous UK credit card companies include Abbey, Alliance & Leicester, Barclays, Co-Operative Bank, Halifax, HSBC, Lloyds TSB, Nationwide and NatWest etc.
Some other types of UK credit card company:
- Supermarket credit card companies
Beside all these, some supermarket credit card companies are also offering credit cards. Some major ones are Tesco, Sainsbury’s and Marks & Spencer.
- Online credit card companies
Even any online UK credit card company is also trying to capture the market, but this type of company does not have physical branches. They only provide their services through the Internet and phone. Examples include Egg, First Direct, Cahoot, Goldfish, Intelligent Finance, Mint, Smile, Capital One, Morgan Stanley.
- Types of card one can get:
Every UK credit card company has its own range of cards. The types include:
- Standard – Accessible for consumers who have above 18 yrs. of age. It comprises most of the basic characteristics, a credit card should normally has.
- Gold – In this type, the credit limit is high, but in that case, one needs to be 21 or older.
- Platinum – It is commercialized as ‘exclusive’. Better credit limit than the mentioned two. Somebody who has an excellent credit history, are eligible get this offer.
- Affinity credit cards: It is related to charity and donation. The convention is that every time one expenses, his card issuer makes a donation.
A summarized description of some major UK credit card company:
- Standard – Accessible for consumers who have above 18 yrs. of age. It comprises most of the basic characteristics, a credit card should normally has.
- Abbey
Abbey is one of the leading financial companies provides services like Abbey loan, mortgages and savings, insurance, bank accounts and Abbey credit cards.
- American Express
Offered its first charge card in 1958 and now of the leading credit card companies in UK.
- Barclays Bank
UK’s very first credit card company offered Internet banking to its customers.
- HFC Bank
This bank is one of the UK’s largest financial companies having 3 million consumers in UK.
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