Thailand Credit Card

The Thailand credit card industry seems to be thriving with over 13,403,853 cards in the country.

 

(Source: Bank of Thailand). There are many players besides the Bank of Thailand, such as American Express, Citibank, HSBC and other non-financial groups which are contributing to the growing number of credit card users in Thailand.[br]

The Thailand credit card industry seems to be thriving with over 13,403,853 cards in the country.

 

(Source: Bank of Thailand). There are many players besides the Bank of Thailand, such as American Express, Citibank, HSBC and other non-financial groups which are contributing to the growing number of credit card users in Thailand.[br]

Best Thailand Credit Cards

Depending on the nature of expenditure, Thailand, like all other markets, offers credit cards that reward people on the frequency of a particular expenditure. It could be flying, purchasing gasoline, loyalty shopping (from a particular store or brand), or bulk shopping.

Listed below are a few credit cards that offer many attractions and cost effectiveness for the consumers:

• American Express Platinum credit card: Being the only card that earns Royal Orchid Plus miles, AMEX has struck gold with this particular credit card. The card also comes with an enticing offer of 10,000 bonus miles to make your dream of flying to your favorite destinations come true even sooner. This also makes this card a favorite of business travelers.

• HSBC VISA Platinum card:With just 10% minimum payment, instant cash advance with a low 3% service tax and 51-day interest free period, HSBS Visa platinum offers good value for money. One can also earn one HSBC reward point for every 25 THB and exchange them for cash vouchers, cash credit or travel miles.
• HSBC Gold credit card:Giving a wide range of coverage with almost all standard features such as 10% minimum payments or reward points, HSBC Gold credit card offers travel benefits such as coverage for travel accidents, permanent disability, meals, hotel accommodations incase of flight delays and even arrangements for clothes.[br]
• Citibank Platinum reward credit card: Having been named the best Card Issuer, Most Trusted Card Issuer and Best Premium Credit Card Issuer in Southeast Asia by Lafferty Asia Payment Cards Awards 2009, Citibank is one of the best banks to get a credit card from. Its platinum card features amazing reward points and even roadside assistance for the people on the move.

 However, consumers should remember that using these cards responsibly is as important as picking the right one. Credit cards can sometimes be a painful investment and spoil your credit scores.