Platinum Business Credit Card from American Express

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Platinum Business Credit Card from American Express is one of the twelve major American Express Business Credit Cards being issued by American Express. The holders of these cards have the choice of enrolling in the Membership Rewards Express Program without having to pay any fees.

The amount of points that may be earned by the cardholders is unlimited. The cardholders can also make savings ranging from 3 to 25% for making business related purchases at companies such as the Courtyard by Marriott, FedEx, Hertz and Delta for example. The cardholders would be able to view the savings they have made on their credit card statements. The savings are not included in the discounts that are received by the businesses of the cardholders. They are more of additions to the discounts.

There is an introductory APR of 0% and it is applicable for a period of one year. This card does not have any annual fees as such and the two Additional Cards are exempted from fees as well. The cardholders can manage their credit card accounts with the help of the Online Management system called Small Business Dashboard. The cardholders can also keep track of the charges with the Expense Management Reports.

The cardholders of Platinum Business Credit Card from American Express can access the credit services provided by Dun & Bradstreet. The minimum regular APR of the Platinum Business Credit Card from American Express is 8.99%. and there are balance transfer facilities on the card. The credit card applicants need to have a good credit record in order to avail the card.

The cardholders can also ask important business related questions on the Community Chat facility where they can also interact with other small business owners in order to get useful insights as well as explore new business opportunities. With the help of the Advice Ask facility the cardholders can get expert opinion and study articles that have been written by various small business owners.

The cardholders also receive a number of points that can be redeemed later as rewards from 20 of the leading airlines companies, 150 hotels and 50 best entertainment and shopping destinations. These points do not have any expiry dates. In addition the cardholders of Platinum Business Credit Card from American Express receive the usual cardmember benefits that are provided by American Express. These benefits include Insurance, Customer Services and Emergency Services. The Customer Services are available 24×7.

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