Lloyds TSB Platinum Benefits

The Lloyds TSB Platinum card is awarded only to customers with excellent credit ratings. This card comes with a range of benefits, such as convenient payment options, online transactions, paying utility bills and enhanced security.

The Lloyds TSB Platinum card is awarded only to customers with excellent credit ratings. This card comes with a range of benefits, such as convenient payment options, online transactions, paying utility bills and enhanced security.

Lloyds TSB Platinum: Benefits

The Lloyds TSB Platinum card offers zero percent interest on balance transfers during the first 14 months. However, 3% handling charges are applicable during this period. This facility is available only if the cardholder makes purchases worth £100 in the first three months. The Lloyds TSB Platinum card also offers zero percent interest rate on purchases for three months. A typical annual percentage rate (APR) of 15.9% (variable) is applicable on this card. Other features of the Lloyds TSB Platinum card are:

• Interest free period of up to 56 days

 

• Flexibility to add an additional cardholder to share platinum benefits

 

• Ability to manage accounts through the Internet or phone. Cardholders can also visit the nearest TSB branch for account details.
• Guaranteed protection against loss due to fraud, including online fraud.
• The Lloyds TSB Platinum card can be used to make purchases worldwide. You can use this card to make payments at any location displaying the MasterCard logo.
• Account monitoring services are provided to alert the user against any suspicious purchasing behavior.
• Assistance in case of emergency card replacement or cash requirement, while traveling overseas.
• 24×7 customer care assistance worldwide.
• Lloyds TSB Platinum card comes with chip and PIN security features for safe transactions.
• The Lloyds TSB ClickSafe service provides added protection for online transactions. The user needs to pre-register the card on the Lloyds TSB website to benefit from this service. Once registered, you will be asked to enter a personal password while processing online transactions. This facility minimizes fraudulent purchases through the Lloyds TSB Platinum card.

How to Apply for the Lloyds TSB Platinum Card

One can visit the nearest Lloyds TSB branch to apply for the Platinum card in person. Alternately, one can apply by filing in the application form available on the Lloyds TSB website. For filling in the application form, one requires a bank account number, UK address and financial details. Ensure that you read the terms and conditions of credit card usage available with the application form.

‘Lloyds TSB’ is the trademark of Lloyds TSB, who can found at www.lloydstsb.com