HSBC Malaysia Credit Cards

HSBC Credit Card Malaysia not only offers rewards and privileges, but also helps manage financial resources. Established in 1865, HSBC or the Hong Kong and Shanghai Banking Corporation is the largest bank in Hong Kong. According to Forbes, it is the world’s largest banking group. In 1884, HSBC established its first office in Penang, Malaysia. HSBC acquired the Mercantile Bank in 1959. In January 1994, HSBC incorporated locally in Malaysia.

HSBC Credit Card Malaysia not only offers rewards and privileges, but also helps manage financial resources. Established in 1865, HSBC or the Hong Kong and Shanghai Banking Corporation is the largest bank in Hong Kong. According to Forbes, it is the world’s largest banking group. In 1884, HSBC established its first office in Penang, Malaysia. HSBC acquired the Mercantile Bank in 1959. In January 1994, HSBC incorporated locally in Malaysia.

HSBC Malaysia was the first foreign bank in Malaysia that launched the Europay-MasterCard-Visa (EMV) complaint chip for both MasterCard and Visa brands.

HSBC credit card Malaysia is ideally suited for all ages. It is an excellent tailor made card to manage one’s finances better and thus enhance the way of shopping, banking and living. An HSBC credit card is useful in meeting domestic needs as well as needs which arise while traveling abroad. Besides, one can earn reward points which can be later redeemed for exciting gifts.

Advantages of HSBC Malaysia Credit Cards

• HSBC Balance Transfer Programme- The Balance Transfer Programme of HSBC Bank, Malaysia is an optimal way to guaranteed savings and flexible monthly repayments. It allows one to save at a lower rate of interest while transferring outstanding balances from other credit cards to an HSBC credit card. One has to repay a minimum of 5 percent of the total outstanding balance every month. The repayment periods can be chosen as either 6, 9 or 12 months.
• VISA Platinum Card- A VISA Platinum Card from HSBC Malaysia is suitable for those who wish to enjoy luxuries and indulgences at a world-class standard. It provides a team of travel professionals who assist the card holder in all types of travel needs. One applying for this card is eligible for a first year annual fee exemption and saves RM600 for the Primary Card.
• HSBC Premier Master Card- This card has possesses international acceptance and can be used at over 24 million locations worldwide. It can provide instant access to cash anywhere over the world at over 1,000,000 ATMs. No annual fees are levied as long as the card holder maintains his HSBC Premier Account Status.
• HSBC Gold Credit Card- This card enables one to enjoy discounts and avail exclusive offers from key partners of HSBC Bank. An HSBC Gold Credit Card holder gets an HSBC Limited Edition Daily Planner 2008, GSC (Gold Screen Cinemas) buy 1 free 1 movie card and a Pantai Discount Card.

HSBC Credit Cards Offered By HSBC Worldwide

HSBC Weekend Card: Holders of this card can earn twice the points on purchases during weekends. Its other features include:

• Earn 2% cash back on every purchase on weekends
• 1% cash back on purchases made on weekdays from Monday to Friday.
• No annual fee
• Annual Percentage Rate (APR) of 8.99% on all purchases.

HSBC Platinum MasterCard: The “no credit limit” feature of this card allows cardholders to make unlimited purchases. The card also offers the following:

• Earn 1% cash back on every purchase anywhere.
• No APR on purchases and balance transfer for the first 12 months.
• APR of as little as 3.99%
• Unlimited Purchase Protection Plan
• Rental Car Insurance

HSBC Choice Travel MasterCard: With this card, cardholders get 50% more travel rewards, apart from the following:

• Earn 1 point for each dollar spent on purchases, with no cap on points earned.
• Redeem points for travel to get 1.5 points or earn 0.75 points for cash back.
• No annual fee.

HSBC Platinum Visa Card with Cash Back: This card does not include any point of expiration, spending categories and earnings cap. The other benefits are:

• Earn unlimited 1% cash back on all purchases.
• Protection on purchases and gain through exclusive Visa discounts.
• No annual fee.

HSBC Ecosmart MasterCard with Plus Rewards: Ecosmart cardholders can donate their earned points or earned cash back to environment-friendly charities.

• Earn 1 point for every dollar spent on purchases anywhere.
• Redeem points for eco-merchandise, flights, cash back, free hotel accommodation, car rentals and gift cards.
• 0% APR for the first 12 months.
• APR of as low as 8.99% on purchases in the subsequent year.

Find out more on Malaysia’s Top 10 Credit Cards according to EconomyWatch users below.