HSBC Insurance

 

 

HSBC Insurance offers a range of insurance policies, such as car insurance, home insurance, sickness, unemployment and life cover, travel insurance and even pet insurance.[br]

 

History of HSBC Insurance

Operating through its four underwriting companies, HSBC Insurance has been offering its services to customers, international and local brokers and agents and its principal agent, The Hongkong and Shanghai Banking Corporation (HSBC).

 

Launched by the HSBC Group in 1985, HSBC Insurance is operational in countries and territories where the commercial bank has a strong presence. In 1993, Carlingford Insurance started offering personal life insurance products to customers through the banking network.

 

Services Offered by HSBC Insurance

The insurance products sold by HSBC Insurance are:

 

Car Insurance: When you buy a car policy from HSBC Insurance, you get:

• The most competitive quotes after the company compares the quotes with a panel of leading insurers

• Excellent customer care service

• A 90 days cover when you use your car to travel in the EU

• Windscreen and glass cover

• Cover for car stereo and sat-nav equipment fitted by manufacturers for unlimited time

• Motor legal protection

• Car hire for a maximum of 14 days after an accident, fire or theft

• Legal protection to help you claim any uninsured losses

• Savings from no claims discount

 

Home Insurance: The benefits of purchasing a home policy from HSBC Insurance are:

• 10% discount if you buy the policy online

• Contents cover at 50% discount when a new customer buys buildings and contents insurance simultaneously for new customers only

• Unlimited insurance for buildings

• Replacement of contents for a maximum of £50,000

• Accommodation costs coverage when the building is rendered uninhabitable in an accident or disaster

• Extra contents cover of £3,000 during the Christmas season at no extra cost[br]

 

Pet Insurance: With HSBC Pet Insurance, you can be covered for long-term treatment of your pet for the maximum amount per year, as long as you renew your policy each year. Through this policy, you receive:

• Lifetime cover, providing your policy is renewed every year

• Around the clock provision of vet nurses. You can also call a helpline for Veterinary and Pet Minder to answer queries related to your pet.

• A 5% discount for insuring two or more pets.

• Easy policy claim. Eligible claims are paid within five days of the receipt of a claim form.

• Reimbursement of veterinary fees amounting to a maximum of £7,500 every year.

• Payment of a maximum of £2,000 in case your pet dies due to an accident or an illness.

• A cover of up to £2,000 for the loss or theft of your pet. This excludes up to £1,000 in advertising costs that you can claim if your pet is lost.

• Cover of a maximum of £750 for emergency kennel or cattery fees.

• Third party liability cover up to £1 million.