GE Capital Small Business Finance

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GE Money or the GE Capital Small Business Finance has given a new direction to banking by adding the flavor of simplicity. It provides financial solutions with ease and simplicity. GE Money is based in Connecticut. It is basically the consumer and the small business services segment of General Electric. The services of GE Money made its inception 75 years back. Now 50 countries constitute the customer base of GE Money. GE Money treats its customer with great reverence. The GE Money is a member of the Federal Deposit Insurance Corporation.

The GE Capital Small Business Finance provides credit cards, benefits and customer financing programs to meet the financial needs of the small business enterprises.

The financial services provided by the GE Capital Small Business Finance are discussed under the following heads:

Business Credit Cards: There are two kinds of credit card, the charge cards and the revolving card. The facilities offered by each of them may be discussed under the following heads.

Charge cards have the following properties

1. Spending controls: Spending can be controlled by pre-setting credit limits or by restricting the merchant types.
2. Online Account payment: By this system, an individual can download data into the accounting software, make online account payments, and view statements in detail. The program manager has the option of adjusting the employee credit card limit.
3. Optional Rewards Program: This gives the authorizing officer the power to redeem reward points, which are earned on all company accounts for airfare and more.
4. Business Discounts: The bottom line can be boosted with discounts on office supplies, travel etc.

Revolving card: The revolving card renders the following benefits:

1. Online management of accounts
2. Restriction of Employee’s Purchasing Categories
3. Getting 24 hours customer service for the seven days.
4. Enjoying discounts on office supplies, travel etc.
5. No annual fee is required.
6. One can receive 10,000 bonus points on his first purchase.

Health Discount Solutions: By offering the Health Discount Solutions of the GE Capital Small Business Finance, the employees can protect himself against the escalating medical costs. As different from any insurance plan the health care savings program can supplement a medical program that is already offered to the employees.

Legal Solutions: If legal problems arise in the life of the employees they can lose focus and in the process deteriorate the quality of work. For this legal solutions are made available to the employees of small business enterprises by the GE Capital Small Business finance.

Sales and Finance Service: The Sales and Finance Service offered by the GE Capital Small Business Finance helps to sell more since GE money offers a financial program that is tailor made for the small business enterprises. The setting up of the program is very easy. The process of application by the customers is fast and comprehensive. The credit service team of GE money is available 7 days a week. To learn more about GE Capital Small Business Finance sites like gemoney.com and ge.com are worth viewing.

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