Discover Motiva Card, US Credit Cards

Discover Motiva Card is one of the seven major Discover Cashback cards being issued by Discover, which is one of the leading credit card services providers in the United States of America.

Features of Discover Motiva Card

The Discover Motiva Card has a number of characteristics that may be enumerated as below:

Discover Motiva Card is one of the seven major Discover Cashback cards being issued by Discover, which is one of the leading credit card services providers in the United States of America.

Features of Discover Motiva Card

The Discover Motiva Card has a number of characteristics that may be enumerated as below:

• The cardholders receive Cashback Bonus ranging from 5 to 20% at the leading online retail stores.
• The cardholders can pay their credit card bills for free on the Internet or telephone. This offer is applicable even on the date when the payment falls due.
• The cardholders receive unlimited Cashback Bonus of 1% on every other purchases made with the card.
• The cardholders can opt to make their payments as per their convenience.
• The cardholders can increase or even twice the rewards earned by them when the redeem the points for gift cards at the 100 Cashback Bonus Partners of Discover.
• The cardholders get online bill payment and account access facilities.

Additional Features of Discover Motiva

The Discover Motiva card provides the cardholders with a number of additional features. They may be mentioned as below:

• There is an introductory annual percentage rate of 3.9%. The offer would last till 2010.
• It is necessary to have an excellent credit record to avail the card.
• The introductory annual percentage rate would be valid for 1 year in case of transfers of balance and for half a year in case of purchases.
• The balance transfer transaction fee is normally 3% for each balance transfer. The minimum amount however is 10 dollars and the maximum is 75 dollars.
• The regular annual percentage rate of the Discover Motiva Card varies between 10.99% and 18.99%. The present rate is 10.99%.
• There are no annual membership fees of the card.
• The card offers balance transfer facilities.

Built-in Benefits of Discover Motiva Card

There are two broad types of built-in-benefits that are available with the Discover Motiva Card – the flexible options that enable the cardholder to take control of the credit card expenses and the Complete Fraud Protection Services. One of the major flexible options is that the cardholders receive timely reminders on the e-mail. This facility helps the cardholders to avoid paying the various fees.

Following are the various Complete Fraud Protection services that are provided to the cardholders of the Discover Motiva Card:

• The cardholders have guaranteed zero dollar fraud liability as well as fraud warning alerts that are advanced.
• The shops are safeguarded with Online Account Numbers that are secure.
• Fraud specialists are appointed to assist the cardholders 24/7.