Orchard Bank Secured MasterCard , US Credit Cards

Orchard Bank Secured MasterCard is meant for those having a limited or poor credit history. Reasonable annual fee, which is waived for the first year is the major benefit of this card.

Orchard Bank Secured MasterCard assist people by re-building their credit through exceptional customer services.

APR associated with this card varies among applicants and lowest APR is fixed at 7.90 percent.

Benefits of Orchard Bank Secured MasterCard:

• The card has an annual fee of $35, waived for first year
• It provides online account access, emergency card replacement and fraud protection services
• It is designed to help cardholders for establishing credit
• Through this card, one can earn interest annually on deposits
• This card also reports to three major credit bureaus

Important Information on the card:

APR:
There is no introductory APR for this card. A standard rate of 7.90 percent will be applied immediately. Lowest average APR is variable. It can change according to fluctuations in US prime rates.

Rewards:
The card does not have any reward.

Requirement of Credit Record:
Credit record is dependent upon FICO score recommendations and presently it is between 500-699.

Approval Time:
After applying on-line, the system shows approval status. The card normally takes one to two weeks to reach after your application is approved.

Other offers:

• It’s good to establish credit in your name
• It’s accepted globally, including website purchases and reservations
• Updated account information