Barclays Credit Card
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Barclays credit cards, also known as Barclaycard cards or simply Barclaycards, offer competitive interestrates and great spending limits. Based in London, Barclays Bank provides a comprehensive range of credit card products for varyingcredit needs.
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Barclays Credit Card: Common Benefits
Some of the standard benefits offered by all the Barclaycard cards are:
- Identity protection: Barclays bank advises its customers on how to make secure transactions.
Barclays credit cards, also known as Barclaycard cards or simply Barclaycards, offer competitive interestrates and great spending limits. Based in London, Barclays Bank provides a comprehensive range of credit card products for varyingcredit needs.
Barclays Credit Card: Common Benefits
Some of the standard benefits offered by all the Barclaycard cards are:
- Identity protection: Barclays bank advises its customers on how to make secure transactions.
- Fraud protection: Barclaycard cards are continuously monitored for suspicious transaction patterns.
- Purchase delivery protection: Barclaycard users are insured against loss or damage during the delivery of goods that are ordered through the Internet, phone or mail.
- Emergency travel assistance.
- Emergency services for cash advancement and card replacement.
- 24×7 customer care services fro immediate assistance.
Barclays Credit Card: Types
An individual can select from a wide range of Barclaycard cards, which include:
Barclaycard Platinum credit card: This credit card offers Platinum range benefits with zero rate facility on balance transfers. The user can enjoy zero interest rate on balance transfers for 12 months from the date of account activation. Zero interest rate is also applicable on purchases within three months of account activation. Typical annual percentage rate (APR) forthis credit card is 12.4% (variable).
Barclaycard Simplicity credit card: With this Barclays credit card, the user enjoys 6.8% (variable) APR. One has to pay£12 for late payment and exceeding credit limit each time. There is no annual fee applicable on this card.
Barclaycard Flexi-Rate credit card: This Barclays credit card allows the user to lower the interest rate depending uponthe monthly payments made. The more an individual pays each month, the lesser will be interest rate on the outstanding amount. However, the typical APR stands at 14.9% (variable). This card also offers zero interest rate on balance transfers for 12 monthsfrom the date of account activation.
Barclaycard Classic credit card: It offers zero interest rate on balance transfers for six months from the date of account activation. However, 2.5% handling fees is applicable. Typical APR for this credit card is 19.9% (variable).
Barclaycard Initial credit card: This is the standard Barclays credit card, which allows individuals to improve their credit ratings. It offers a credit limit of up to £2,000, along with 27.9% APR (variable).
Barclaycard also offer students and business credit cards for varying financial needs.
‘Barclays,’ ‘Barclaycard’ and ‘Barclaycard Flexi-Rate’ are registered trademarks of Barclays Bank PLC, who can be found at www.barclays.co.uk/
Find out more about Barclaycard Credit Card Payment Online.
