Citi Platinum Select Card for College Students, US Credit Cards

One of the major Citi Students cards is Citi Platinum Select Card for College Students. The card offers its holders 0% APR for a period of six months. This offer is available on purchases, transfers of balance and cash advances. The holders also have zero dollar liabilities in case of purchases that are not unauthorized. The card also does not have any annual fee whatsoever.

One of the major Citi Students cards is Citi Platinum Select Card for College Students. The card offers its holders 0% APR for a period of six months. This offer is available on purchases, transfers of balance and cash advances. The holders also have zero dollar liabilities in case of purchases that are not unauthorized. The card also does not have any annual fee whatsoever.

The cardholders of Citi Platinum Select Card for College Students do not need to pay any annual fee and they can avail the online account management facilities for free. There are no requirements for any cosigner or minimum income. This card also offers the holders balance transfer facilities at free of cost.

The regular annual percentage rate of Citi Platinum Select Card for College Students is 10.99%. In order to avail this card the applicants need to have a good credit record. The cardholders also receive numerous other benefits like car rental and travel insurances that are provided for free.

The cardholders of Citi Platinum Select Card for College Students are eligible for the Common Carrier Travel Accident Insurance program. The maximum coverage provided is one million dollars. This service could be availed once the card is used to pay for tickets of bus, plane or train. If a cardholder uses the Citi Platinum Select Card for College Students to rent a car he would be receiving coverage for free in case of theft of the car or damages to it.

The cardholders also receive a number of consumer protection services for free. The Online Guarantee service makes sure that in case the account number of a cardholder is misappropriated on the Internet the individual would not be held responsible in case of financial activities that are not unauthorized. As per the Fraud Early Warning Back services the authorities at Citi Credit Cards block the card on a temporary basis if they observe unusual transactions with the same. They lift the block only after checking with the card owner.

The holders of Citi Platinum Select Card for College Students are eligible to use The Lost Wallet Service, which replaces Citibank credit cards that have either been lost or stolen. This service is provided within a span of 24 hours. The beneficiaries of the program may also receive cash on an emergency basis. Important stolen or lost documents like airline tickets are also substituted. These facilities are however dependent on the amount of balance left in the card. The Photocard facility makes the cards more secure by placing the signature and photo of the credit cardholder on the front side of the card.