Citi Gold Card (Citibank Gold Credit Card)

The Citi Gold card is meant for Citibank customers with high credit limits. It offers high purchasing power and added facilities, such as rewards for loyalty.

The Citi Gold card does not entail any annual fee for the first 12 months and has variable APR rates. Also, one has to pay additional charges for late bill payments, cash advances and currency transactions.

Benefits of Citi Gold Card

The Citibank Gold credit card offers various benefits, such as:

High credit limits: The Citi Gold card offers higher credit and cash withdrawal limits.

Priority services: CitiPhone offers a 24×7 personalized service to Citi Gold cardholders. Citibank’s online facility provides a highly secure environment for online purchases. It offers basic services, such as paying utility bills, cash transfer and airline reservations. One can also perform banking transactions through the Internet, such as viewing account details, applying for a new check book, order drafts and applying for another credit card. The CitiAlert facility helps cardholders track the performance of their card account. This facility sends confirmation mails for transactions, reminder mails for due payments and alerts for new credit card offers.

• Insurance benefits: Citibank Gold credit card users are insured against outstanding bills. Accident cover and travel insurance plans are also available at discounted rates from leading insurance providers.
• Zero liability: Under this program, a Citi Gold card holder gets immunity against paying for unauthorized transactions.
• Photo card: Every Citi credit card holder receives a photo card that adds to the security features.

Citi Gold Card: The AAdvantage World MasterCard

The Citi Gold / AAdvantage World MasterCard is meant for frequent flyers in the US. Purchases through this card allow you to earn rewards from various American airlines. You earn one AAdvantage mile for every dollar spent. This card also offers high spending power with no preset limits.

Other benefits of this Citi Gold card include lost baggage cover, emergency travel assistance, travel accident insurance and trip cancellation cover. A Citibank Gold credit card user is also entitled to personal assistance services in a foreign nation.

This card is available in most countries in which Citibank operates. In every nation, Citibank has tied up with a local international airline to provide similar benefits.

‘Citi’ is registered trademark of Citibank, which can be found at www.citibank.com.