Capital One Classic Platinum Visa

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Capital One Classic Platinum Visa credit card provides easier terms and conditions for the card-users and also helps them to pay off their debts at lower interest rates.

Capital One is among the top Visa credit card providers in the United States of America as well as in Canada and the United Kingdom. Different credit cards offered by this company meet the necessities of businessmen, people with poor credit history, students and other individuals who have maintained a good credit history. Capital One Classic Platinum Visa credit card has been developed mainly for all those individuals who are having average credit history that needs to be modified. Apart from serving to this purpose, the card also provides a number of other tempting services to the cardholders.

The Annual Percentage Rate charged by Capital One Classic Platinum Visa credit card is one of the most attractive services offered by the card. According to the provisions, a cardholder can avail 0% APR for the introductory period that will last till December 2008. After this period, APR will be charged at an adjustable rate. At present, the APR for this card is 14.9% that is quite low in comparison to a number of other credit cards available in the market. Additionally, the card charges an Annual Membership Fee that is as low as US$19. No provision for card activation fee or monthly fee is there.

Another very attractive offer provided by the company is of transferring balance from other cards to Capital One Classic Platinum Visa. There is no extra fee charged for these balance transfer services. At the same time, the cardholders can bring down their debts by taking advantage of the favorable interest rates and can modify their credit history.

Capital One Classic Platinum Visa card is offered with the credit limit of maximum US$3,000. Along with this credit limit, several discounts are also provided to the cardholders for making purchases at selected places and through selected websites. There are certain products where a cardholder can get nearly 40% discount. Moreover, the card offers travel-accident insurance policies to the card-users. Along with this, the Classic Platinum Visa credit card from Capital One also offers extended warranty for any product bought through the card. First-rate customer support services are also a major feature of this card.

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