Caisses Desjardins Credit Card
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The Caisses Desjardins Credit Card is offered by Desjardins, Canada’s largest financial cooperative group. It offers banking services to more than 5.8 million people worldwide. The six types of Caisses Desjardins Credit Cards offered are the Platinum, Classic, Modulo Gold, Odyssey Gold, Elegance Gold and for students only cards.
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Features and Benefits of the Caisses Desjardins Credit Card
The basic features and benefits of all Caisses Desjardins Credit Cards include:
For Students Only:
The Caisses Desjardins Credit Card is offered by Desjardins, Canada’s largest financial cooperative group. It offers banking services to more than 5.8 million people worldwide. The six types of Caisses Desjardins Credit Cards offered are the Platinum, Classic, Modulo Gold, Odyssey Gold, Elegance Gold and for students only cards.
Features and Benefits of the Caisses Desjardins Credit Card
The basic features and benefits of all Caisses Desjardins Credit Cards include:
For Students Only:
- Interest rate of 19.4% and optional low interest rate of 11.4%.
- Worldwide cash advances of up to $2,500 on a daily basis.
- Zero liability on unauthorized use of the credit card.
Modulo Gold:
- Annual interest rate of only 9.9%.
- Goods purchased through cards are insured against loss, damage, theft or fire.
- The warranty of purchased goods can be extended up to one year.
- Global cash advances worth $5,000 everyday.
Classic: Recommended for first time cardholders
- Rate of interest is pegged at 19.4%.
- One can also avail the optional low interest rate of 11.4%.
- Cash advances of $2,500 everyday.
Odyssey Gold: A 360 degree travel insurance card
- Interest rate of 19.4%.
- Daily cash advance of $5,000 from anywhere in the world.
- Annual fee of $90 for cardholders below and $80 for people above 76 years of age.
- Comprehensive travel insurance.
- Optional low rate of interest of 11.4%.
Elegance Gold:
- 19.9% interest rate.
- Optional low interest rate of 12.4%.
- Daily cash advances of $5,000, aacross the globe.
Platinum: This card can be availed through invitation only
- Annual cash back of one percent one every purchase.
- Interest rate of 9.9%.
- Annual fee of $130.
- Daily cash advances up to $5,000 a day, worldwide.
These features are not fixed. They are subject to change with variations in company policy.
How to Apply for the Caisses Desjardins Credit Card
There are three ways to apply for a Caisses Desjardins Credit Cards:
- Online: This method is open to both members and non members.
- Via the Phone: Registered users of AccèsD can call customer service centers in Canada and the US.
- Arrange an appointment with a Cassie advisor: Applicants for platinum cards can only apply through this method.
Furthermore, the account can be managed online by accessing to AccèsD.
‘Caisses Desjardins Credit Card’ and ‘Desjardins’ are the trademarks of Desjardins, who can be found at www.desjardins.com
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