AT&T Credit Card

The AT&T Credit Card offers credit to its customers at lucrative rates of interest. There are different types of cards that are offered by the AT&T Credit Card and each of them can be explained under the following heads.

AT&T Universal Platinum Card

This type of AT&T Credit Card has the following characteristics:

• No annual fee is charged for all the transactions that take place through the AT&T Universal Platinum Card .
• The Annual Percentage Rate is nil for the first 12 months. Henceforth it is charged at LIBOR(London Interbank Offered Rate) +6.01%.
• The Annual Percentage Rate may be fixed at zero for a longer time span if the card holder defaults to pay, exceeds the credit limit or if the check given by him bounces back.
• The payments that are made will be applied to the balances which have low APR balances.
• If one wants to enjoy the benefit of a zero Annual Percentage Rate at the time of balance transfer then the criterion is that he must complete his balance transfer within a period of 12 months.
• The credit card holder can enjoy free directory assistance inquiries per month.
• The AT&T Credit Card holder can enjoy upto 30 free phone minutes per month.
• The AT&T Credit Card holder is provided wit wireless phone loss and theft insurance.
• The AT&T Credit Card Credit Card holder is not liable in case the credit card is stolen and illegal purchase are made using this card.
• Citi Identity Theft Solutions are provided to the AT&T Credit Card holders.
• Free online services are made available to the credit card holders.

2. AT&T Universal Rewards Card

This type of AT&T Credit Card has the following characteristics:

• No annual fee is charged for the transactions that take through this card.
• The purchase Annual Percentage Rate is fixed with at LIBOR ( London Interbank Offered Rate) +6.25%
• Everything related to balance transfer is the same as the AT&T Universal Platinum Card.
• 6000 Bonus Thank You points can be earned if the first purchase is made within 3 months of membership.
• 5 Thank You points are earned for every dollar that is spent for using the AT&T Credit Card Products and services.

For more details on AT&T Credit Card the relevant websites to be viewed are accountonline.com, universalcard.com, creditcards.com etc

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