American Express Nectar, UK Credit Cards

 

American Express Nectar is one of the leading credit card products of American Express, which is regarded as one of the major credit card providers of the world. It is marketed by American Express UK and offers a number of exciting benefits.

Salient Features of American Express Nectar

Following are the major features of the American Express Nectar:

 

American Express Nectar is one of the leading credit card products of American Express, which is regarded as one of the major credit card providers of the world. It is marketed by American Express UK and offers a number of exciting benefits.

Salient Features of American Express Nectar

Following are the major features of the American Express Nectar:

• The cardholders receive 5000 Nectar bonus points when they spend 200 pounds on the card. They also earn double Nectar points during the first three months.
• The cardholders receive Purchase Protection Benefit. This service is provided within a span of ninety days in case the items bought with the card are either damaged or stolen. The credit cardholders are compensated by way of replacements or refunds.
• The cardholders would receive 2 points for each pound they spend on the Nectar Credit Card at the participating partners of Nectar.
• The cardholders also receive Refund Protection Benefits. This service is provided within a span of ninety days in cases where a retailer in the United Kingdom refuses to provide the cardholders with refunds for suitable items. As per this service the cardholder is compensated by way of a refund.
• The cardholders get a point for every dollar they spend with the card at other places.
• The cardholders also receive Optional Repayment Protection benefits. This service is provided if the cardholder is unable to work for a certain amount of time owing to unforeseeable circumstances like illness or injury. As per this service the various payments of the credit card bills of the particular cardholder is done.

Additional Features of American Express Nectar

Following are the additional features of the American Express Nectar card :

• There are no annual fees.
• The rate of interest is competitive.
• There is PIN and Chip security.
• There are 24-hour card replacement facilities.
• The card has a clear plastic design.
• There are online fraud protection facilities.
• The customer services are of the highest quality.
• The card is accepted all over the world.

Benefits of American Express Nectar

The American Express Nectar provides a number of advantages to the cardholders. They are eligible to gather double points from the everyday partners such as British Petroleum and Sainsbury’s. The cardholders may also pick up additional Nectar points at more than 100 high street retailers. They can avail this facility through the Nectar eStores. The main partners of Nectar are Amazon, PC World and Comet.