Low Interest Credit Cards for Students, US Credit Cards

The low interest credit cards for students provide easy credit options and flexible repayment schemes that help the students in meeting several education related expenses.

The low interest credit cards for students provide easy credit options and flexible repayment schemes that help the students in meeting several education related expenses.

Student credit cards have been designed to offer the high school, college and university students with easy options to fund their various educational expenses. There are several financial services companies that offer these cards with different attractive features. Some of these cards are offered with low interest rates and because of this, these cards are very popular among the students community.

Low interest credit cards for students are offered with different features. One of these attractive features is the introductory APR. Most of the card providers offer 0% interest rate for the initial six month that is considered as introductory period. After these six months, the regular interest rates are imposed on these cards. The regular interest rate varies and depends on the services provided by these cards. Generally these rates remain between 12%-20%.

Another attractive feature of low interest credit cards for students is that some of these cards are offered with zero annual fees. This saves a good amount of money for the cardholders. At the same time, there are a few cards that ask for monthly or weekly charges. Most of the cards that have the provisions of annual, monthly or weekly charges also offer additional services like money-back or bonus, free airmiles and a lot more.

Almost all the low interest credit cards for students offer balance transfer facilities to the students. These facilities are provided at no extra charges but there are a few companies that have nominal charges for these too. These cards also provide huge discounts on for purchasing products or availing services of all those companies that have tie-up with the card providers. The low interest credit cards for students are probably one of the best ways of developing a good credit history from an early stage and this is also an important reason behind the popularity of these cards.

 

Some of the popular low interest credit cards for students are the following:

1. Citi Dividend Platinum Select Card for College Students
2. Citi Driver’s Edge Visa Card for College Students
3. Blue for Students from American Express
4. Chase +1 Student MasterCard
5. Sovereign Bank Student Credit Card
6. US Bank College Rewards Visa Card
7. Citi Platinum Select Visa Card for College Students
8. Discover Student Card
9. Citi AAdvantage Bronze MasterCard for College Students
10. State Farm Student Credit Card