First PREMIER Classic Card, US Credit Cards

 

 

The First PREMIER Classic Card provides its holders with a wide range of benefits and services.

The cardholders can receive credit related decisions within a minute. The cardholders would be eligible to qualify for either a MasterCard or a Visa Card.

The cardholders of the First PREMIER Classic Card also receive low annual percentage rates for purchases that are made by them with the card. Their monthly credit reports are available at the four major credit bureaus of the United States of America.

The cardholders of the First PREMIER Classic Card can access their credit card accounts with the help of telephone services. These telephone services are always operational throughout 24 hours a day. The regular annual percentage rate of the card is 9.9% and the annual fees of the card are 48 dollars. This card is provided to consumers with bad credit records.

There are certain rates and fees that are important in the context of the First PREMIER Classic Card. The credit card account is inclusive of a number of costs – the Account Set-Up Fee is 29 dollars, the Monthly Serving Fee is 7 dollars and the Program Fee is 95 dollars. In case any additional card is provided the fee would be 20 dollars per year.

The credit limit of the First PREMIER Classic Card is at least 250 dollars. If the above mentioned fees are not paid then the credit limit would be affected till the payments are completed. There are other fees like the late fees and the over limit fees, both of which are 29 dollars each. The cardholders also need to pay 25 dollars as credit limit increase fee each time their respective accounts are considered and approved for an increase in the credit limit.