Citi Professional Cash Card, US Credit Cards

Citi Professional Cash Card is one of the major Citi Small Business cards. The cardholders receive a 0% APR for purchases for a period of one year. However, the APR is liable to go up if the cardholder happens to be a defaulter as per the cardmember terms and conditions. The payments made by the cardholders are normally subjected to lower annual percentage rates before the high rates.

Citi Professional Cash Card is one of the major Citi Small Business cards. The cardholders receive a 0% APR for purchases for a period of one year. However, the APR is liable to go up if the cardholder happens to be a defaulter as per the cardmember terms and conditions. The payments made by the cardholders are normally subjected to lower annual percentage rates before the high rates.

They are also eligible to earn 3% cash back on the purchases that are made with the card at restaurants, a few office supply merchants and gas stations. The auto rentals are also applicable in this case. The cardholders also stand to earn 1% cash back on the other items bought by them with the card.

There is a facility called the Online Expense Organizer. It assists the cardholder to keep track of, categorize and report the expenses made with the card. This information can be used later on for purposes of reimbursement and is useful when paying taxes as well. The cardholders also receive summaries of their accounts on an annual and quarterly basis. They may also received categorized statements and these services are provided without any extra cost.

The Personal Business Assistant Service assists with a number of important functions like the following:

• Gathering business information
• Hotel accommodations
• Obtaining referrals for marketing and administrative needs
• Dining arrangements
• Office management
• Entertainment
• Travel arrangements

Citi Professional Cash Card has no annual fee and a regular APR of 9.99%. The cardholders can also avail balance transfer facilities. In order to avail the card the applicants need to have a good credit record. They also receive online access of their credit card accounts throughout 24 hours and every day. There is a 24/7 Personal Business Assistant assists the credit cardholders with outings, business dining, entertainment and travel.

The cardholders have the opportunity of saving from 10 to 60% on the Prescription Drugs bought by them with the card. This facility is available at more than 56 thousand pharmaceutical shops and stores all over the United States of America. The cardholders can also manage their credit card accounts on the Internet. They can also access the Customer Service Representatives within a short span of time.

There are certain benefits that are provided to all the cardholders of Citi Professional Cash Card. Those may be enumerated as below:

• Travel and Emergency Assistance
• Citi Photocard
• Automatic Travel Accident Insurance
• Citi Credit Card Benefits and Services
• Auto Rental Insurance

Apart from these services the cardholders can also avail the Citi IdentityMonitor, which is an optional service