Discover Credit Cards, US Credit Cards

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Discover Credit Cards are provided in five separate categories – Discover Featured, Discover Students, Discover Cashback , Discover Small Business and Discover Miles. Discover Credit Cards are primarily provided to credit card applicants who have a good or an excellent credit record.


Discover Credit Cards are provided in five separate categories – Discover Featured, Discover Students, Discover Cashback , Discover Small Business and Discover Miles. Discover Credit Cards are primarily provided to credit card applicants who have a good or an excellent credit record.

The Discover More Card is the featured card of Discover. The cardholders receive Cashback Bonus benefits ranging from 5 to 20% and this facility is available at all the leading online retail stores. The cardholders also receive unlimited Cashback Bonus offers up to 1%. This is an automatic facility that is provided on all the remaining purchases.

The cardholders of Discover More Card can increase the rewards earned by them when they redeem them in the form of gift cards. This offer is available only at the 100 Cashback Bonus Partners of Discover. This card does not have any annual fee and provides the cardholders with online account access. The cardholders can also pay their bills on the Internet.

The Discover More Card also offers the cardholders an introductory APR of 0%, which is applicable for a year in case of transfers of balance and 6 months in case of purchases. The minimum regular APR is 10.99% and there are balance transfer facilities. The cardholders need to have an excellent credit record in order to avail these cards.

There are seven different Discover Cashback credit cards – Discover Open Road Card, Discover More Card – Clear, Discover More Card – American Flag, Discover More Card – Sealife Collection, Discover Motiva Card, Discover More Card – Wildlife Collection and Discover More Card – Monogram. These cards can only be availed if the applicant has an excellent credit record.

Miles by Discover Card is a Discover Miles card. The holders of these cards are able to book any travel as per their convenience without any limitations and blackout dates. They can earn double miles in case they spend 3 thousand for purchases in restaurants and travel in a particular year. For all the remaining purchases they can earn 1 mile for every dollar. Any number of miles may be earned by a cardholder and these miles do not have any expiry dates as such.

The card can be used to redeem travel credits into the account of the cardholder or for gift cards that are provided by any one of the 70 brand name partners of Discover. The cardholders may also earn cash once they have crossed the limit of 1000 miles. This card does not have any annual fee and the cardholders have access to online tools for payment of bills and accessing the account.

There is an introductory APR of 0% , which is applicable for 12 months in cases of purchases and half a year in case of transfers of balance. The regular APR varies between 10.99% to 18.99% and there are balance transfer facilities in the card. The credit card applicants need to have excellent credit records in order to avail the card.

There are five major Discover Students cards – Discover Student Card, Discover Student Clear Card, Discover Student Card – Monogram Collection, Discover Student Tropical Beach Card and Discover Open Road Card for Students. There are two major Discover Small Business Cards – Discover Business Cashback Card and Discover Business Miles Card. These cards are primarily provided to credit card applicants with good credit records.

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