Capital One Standard Platinum credit cards
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Capital One Standard Platinum credit card provides a wide range of financial services to all those who have limited credit reports and also helps these people to repair their credit history.
The Capital One Credit Card was introduced in 1995 and over the last decade, it has established itself in the markets of the United States of America, Canada and the United Kingdom. At present, Capitol One offers a full range of credit card products and services. All these products have been developed with various features to match different needs of the cardholders. Capital One Standard Platinum is one of these unique credit card products that provide a cardholder with various options.
Capital One Standard Platinum is offered to all those individuals who have an average or limited credit history. It helps the card holders to improvement their credit history to some extent so that they can avail financial services with easier terms and conditions in the future. Along with this, the charges no annual fees for the services provided. The cardholders are also entitled to get 0% Annual Percentage Rate on any kind of purchase done by the card before December 2008. This is an introductory offer and after the pre-determined period, the cardholders will have to pay APR at a rate of 19.80
Free balance transfer is another very useful service that is offered by Capital One Standard Platinum credit card. The cardholder can opt to transfer balances from other credit cards to this one simply to avail low interest rates and to pay the debts easily. He or she need not to pay any fees for the purpose. The APR charged on this amount is 19.80% at present and it is charged at a variable rate that is adjusted according to the market conditions.
The cardholders care also offered with discount programs for different purchases. One can avail 10% discount on every kind of purchases through the card at Capital One Saving Zone. This shopping zone can be accessed through Yahoo! Shopping. At the same time, the cardholders can also avail 40% discount on several featured deals. Along with all these, a number of additional benefits like $0 credit card fraud liability, excellent customer support, extended warranty programs for the products purchased through the card etc. are also offered by the card providers.
