Capital One Platinum Visa credit cards

Capital One is one of the leading credit cards providers in the United States of America. It has a huge number of card products with different features and services. These cards have been developed to serve various needs of the card-users. Capital One Platinum Visa credit card is one of the popular card products offered by the company to provide a full range of credit card services to the cardholders.

To avail the facilities of the Capital One Platinum Visa credit card, the credit history is an important factor because this card is only available to those individuals who have average or limited credit history. Once this condition is fulfilled, an individual can apply online for this card. The card comes with different types of favorable terms and conditions for the cardholders.

Firstly, the cardholders are provided with different types of discount programs by the card providers. The cardholders can make exclusive savings of nearly 40% on every featured transaction. At the same time, they can also make an additional savings of 10% whenever they shop on Yahoo at the Capital One Shopping Zone.

Secondly, the introductory Annual Percentage Rate offered by the card provider is very attractive for the cardholders as it charges 0% APR a limited period. This offer is applicable till December 2008 and after that the card-users need to pay APR at a variable rate of 8.90%. On the other hand, the annual fee for the card is only US$ 39.00. Cardholders are also offered with balance transfer facilities at low interest rates that help them to pay off their debts in a short period and without paying huge interest for that.

The Capitol One Platinum Visa credit card is accepted worldwide at all the ATMs and outlets where Visa card are accepted. So the cardholders can avail the services of this card in any part of the world.