Thomas Cook Credit Card
Please note that we are not authorised to provide any investment advice. The content on this page is for information purposes only.
The Thomas Cook Card is offered by Thomas Cook Personal Finance Limited, one of the most prominent travel agents in the UK. Thomas Cook has a 163-year old legacy of providing excellent travel and holiday services.
Table of Contents
Thomas Cook Credit Card: Features & Benefits
Features and benefits of the Thomas Cook credit card include:
- Variable APR of 17.9% to 19.9%
- Balance transfers for the first nine months are subject to a 0% rate. However, a fee of 2.99% is applicable.
The Thomas Cook Card is offered by Thomas Cook Personal Finance Limited, one of the most prominent travel agents in the UK. Thomas Cook has a 163-year old legacy of providing excellent travel and holiday services.
Thomas Cook Credit Card: Features & Benefits
Features and benefits of the Thomas Cook credit card include:
- Variable APR of 17.9% to 19.9%
- Balance transfers for the first nine months are subject to a 0% rate. However, a fee of 2.99% is applicable.
- No annual fee.
- 0% cash handling charges, provided the foreign exchange is bought at Thomas Cook.
- There are no credit card booking charges at Thomas Cook.
- Card holders earn ‘Travel Pounds’ for every purchase. This reward is offered at the rate of 1% of the total amount of card purchases and can be redeemed against free travel packages, holidays and products related to foreign exchange.
- Several credit card designs to choose from.
- Optional feature of Payment and Purchase Protection Insurance. The cover can range from one to three years, which is available for an annual fee of £20 for one year and £50 for three years.
Thomas Cook Card: Restrictions
Although Thomas Cook’s Payment and Purchase Protection Insurance program is a novel feature that protects cardholders from fraudulent card transactions, it does not cover cases in which:
- The card is being used for a purpose that is not permitted by the card’s issuer.
- Somebody who is living with the cardholder uses the card without the permission of the cardholder.
- The cardholder neglects to inform Card Protection Plan Limited within 24 hours of the time of fraudulent use.
Thomas Cook Credit Card: How to Apply
Residents of the UK who are 18 years and above are eligible to apply for the card. They should have a good credit history that is not tainted by arrears, defaults and bankruptcy.
One can apply for the Thomas Cook credit card:
- By visiting the Thomas Cook or Going Places stores.
- By filling the online application form.
- Over the phone
‘Thomas Cook Card’ is the trademark of Thomas Cook Personal Finance Limited, who can be found at www.thomascook.com
