GM credit card, UK Credit Cards

GM Card offers a wide range of benefits and reward schemes for its cardholders in the United Kingdom. These reward programs are among the best of the ones that are available in the credit card market of the United Kingdom because of the sheer variety.

Features of GM Card
Following are the main characteristics of the Rewards Program of the GM Card:

GM Card offers a wide range of benefits and reward schemes for its cardholders in the United Kingdom. These reward programs are among the best of the ones that are available in the credit card market of the United Kingdom because of the sheer variety.

Features of GM Card
Following are the main characteristics of the Rewards Program of the GM Card:

• The typical annual percentage rate is 14.9%. It is variable.
• The cardholders receive 100 free Rebate Points upon using their GM Cards for the initial time.
• 0% is charged per year in case of all the buys as well as transfers of balance. The rate stays the same for the first five months from the time the credit card account is opened. After this period the variable rate is applied. There is also a 2% balance transfer handling fee. The minimum amount is 5 pounds.
• The cardholders have the opportunity of passing on the Rebate Points to a member of the family or a relative who is not a GM Card holder and is eligible for the benefit.
• The cardholders can earn 3% of their expenditures as Rebate Points. This facility is provided at all outlets that acknowledge a MasterCard.
• If two GM Card holders are staying at the same address then they are permitted to pool together their points.
• A Rebate Point is equal to a pound saved on certain products like Saab and Vauxhall. However, this offer depends on the Model Line Maximum.
• The cardholders can receive additional cards that are free.
• If the cardholders do shopping at the outlets of the partners of the GM Card, they can earn Partner Points in addition to the Rebate Points. The present rate of the Partner Points is 3% of the expenditures of the cardholders.
• The cardholders can manage their accounts on the Internet. They can track the balance in their accounts as well as the status of their Rebate Points.

Rewards Program of GM Card
The rewards program of GM Card is among the best. There are two ways in which the cardholders of the GM Card may earn points on their expenditures with the card. In case of the outlets where MasterCards are accepted the cardholders can save the maximum of 1500 pounds to buy a new Vauxhall car or 2500 pounds to buy a new Saab car. At the outlets of the partners of the GM Card the holders can any number of Partner Points.

Lifespan of Rebate Points of GM Card
The cardholders need to redeem the Rebate Points within four years from the day they appear on the credit card statements.

GM Card Model Line Maximum
As per the Model Line Maximum clause the maximum amount of Rebate Points the cardholders can save is dependent on the car model they wish to buy. The various car models and the maximum amount of points that may be saved on them may be mentioned as below:

• Vauxhall New Agila – 500 Rebate Points
• Vectra – 1500 Rebate Points
• Vauxhall Corsa, various Vauxhall Commercial Vehicles including the Astravan and Antara – 1000 Rebate Points
• All models of Saab – 2500 Rebate Points
• Astra, Zafira, various other models of Astra, Tigra and Meriva – 1250 Rebate Points

It has to be remembered that one Rebate Points is the equivalent of a Pound.

Company Car Rewards of GM Card
If the new car bought by a GM Card holder is a company car then the cardholder would have the opportunity to save a maximum of 500 Rebate Points at a single time. They can substitute these points with high street vouchers worth 500 pounds. These vouchers may encashed at any and all of these shopping outlets:

• Debenhams
• Thomas Cook
• BBQ
• Cornet
• Next
• Burtons