Royal Bank Internet Banking
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Registering for Royal Bank Internet Banking
Royal Bank of Scotland maintains a comprehensive and sophisticated online banking system. Royal Bank internet banking or ‘Digital Banking’ not only covers personal current accounts, it covers credit card accounts as well.[br]
Registering for Royal Bank Internet Banking
To enroll for RBS digital banking, you will first need to furnish your debit card number during the sign-up process. This allows you to instantly view account statements and transfer funds between RBS accounts. However, in order to make online bill payments and to set up direct debit, one has to order a ‘Card-Reader.’ This can be done by logging on to digital banking and selecting ‘Change Settings.’ After this, you need to select ‘Order Card-Reader.’
Sometimes immediate access is not provided by an online account. Instead, a 10-digit customer number and an activation code are sent through the post. These need to be furnished at the login link on the top-right corner of the homepage to access Royal Bank digital internet banking services.
Royal Bank Internet Banking: Credit Card Online Services
RBS credit card online services are different from digital banking, requiring a separate PIN, username and password. This service enables greater control over a Royal Bank credit card account, since it helps to:
· Monitor credit card account 24/7: The online service maintains a comprehensive record of credit card transactions and balances, which can be downloaded to the system.
· Receive free alerts: It provides alerts when a payment becomes due or when you are close to reaching your credit limit.
· Pay credit card bill: A cardholder can make repayments on Royal Bank credit cards through any UK debit card.
· Manage personal details: All contact details can be updated online within minutes.
Moreover, RBS credit card online services enable one to pay utility bills, make balance transfers between cards and even transfer money to RBS and other UK bank current accounts.[br]
Royal Bank Internet Banking: Safety Features
Royal Bank of Scotland has built-in the following features in its internet banking system in order to ensure maximum customer privacy and safety:
· Log-in security: While logging in, customers are asked for random portions of their password and security number.
· Auto log-off: If after logging on to the online services, a system remains inactive for a while, the account is logged-off automatically.
· Temporary disabling: A large number of failed login attempts results in temporary disabling of the account.
Moreover, Royal Bank internet banking has a built-in mechanism for detecting unusual patterns, such as higher than average spending, which is generally a warning sign for fraud.
