Wachovia Credit Card

The Wachovia Credit Card requires no annual fee for offering the wide variety of services. The Wachovia Credit Card provides personalized services and greater convenience to its credit card holders.

The services provided by the Wachovia Credit Card are described under the following heads.

Special Introductory Annual Percentage Returns (APRs)

For six billing cycles the APR is fixed at 0% on balance transfers.

Attractive purchase rates

The purchase rates range from 1.99% to 11.99%.

Automatically waived fees

The overlimit and late fees are waived once a year.

Personal attention

The needs of the Wachovia Credit Card holders receive 24 hour assistance from the Wachovia Credit Card Specialists.

Purchasing Power

The Wachovia Credit Card has enhanced the purchasing power of the credit card holders and also instilled worldwide acceptance of more than 24 locations.

Identity Protection

The Wachovia Credit Card holder is not liable in the case of any illegal transaction that may occur in the Visa Network.

Overdraft Protection

Overdraft protection is offered to the Wachovia Checking, Savings and he other accounts when the Wachovia Credit Card is linked to them.

The Wachovia Credit Card serves almost 1 million customers. The credit cards are mainly used by the consumers and the wholesale clients. Wachovia , basically decided to enter the credit card market in 2005 when its rival , the New York Stock Exchange purchased the credit card company – the MBNA Corporation

One cannot ignore the complaints lodged by the different customers which point to the disadvantages of the Wachovia Credit Cards.

Even though certain customers have complained of rising APR in their credit cards, the Wachovia Credit Card has continued to raise it. This is despite the fact that the customers have not defaulted to pay. Hence the bill escalates every month.

Wachovia has announced recently that it will end its partnership with MBNA . This followed after the merger of the Bank of America and MBNA . For this MBNA will pay Wachovia $100 million as termination fee . This amount will help Wachovia to get back to the business of credit cards.

The Wachovia Credit Card department guarantees that they will offer them a line of credit accompanied with other banking services.

The Wachovia Credit Card services has joined hands with the FIA Card services which are supposed to provide information both online and offline about the Wachovia Credit Card and the Wachovia signature loan accounts.

Find out more about Wachovia Credit Card.

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