MetaBank

 

 

MetaBank offers financial products and services to individuals and businesses in Iowa (IA). Its wide array of services includes deposit accounts, internet banking, loans and credit/debit cards.[br]

MetaBank: Company Profile

Stanley Haahr founded MetaBank in 1954 in Storm Lake, Iowa, US. The company changed its name from First Federal Savings Bank of the Midwest to MetaBank Inc in 2005. The bank operates as a subsidiary of Meta Financial Group, Inc. It is an authorized lender from FDIC (Federal Deposit Insurance Corporation).

MetaBank: Personal Financial Solutions

Wide range of personal banking services from MetaBank includes:

 

• Checking accounts: MetaBank has four types of checking accounts for different financial needs – timeless gold checking, timeless plus checking, free checking and free student checking. The free checking account offers standard banking services, such as phone banking, free ATM usage and online bill payments. Timeless gold checking provides exclusive features, such as accidental death insurance, loan discounts, travel cash rewards and medical emergency facilities.

• Savings accounts: Metabank offers certificate of deposits (CDs), money market accounts and education savings accounts. It also runs the Moola Moola savings club for kids aged 12 and under.

• Loans: MetaBank offers mortgage loan, home equity loan, home equity line of credit and personal auto insurance at fixed and adjustable rates.

• Retirement planning: Individual customers can opt for individual retirement accounts (IRA) for retirement benefits.

• Cards: MetaBank offers debit cards, ATM cards, personal credit cards, gift cards and specialty cards to individual customers.[br]

MetaBank: Business Financial Solutions

Business financial services available from MetaBank are:

 

• Loans and lines of credit: The bank offers commercial real estate loans, lines of credit, SBA (small business administration) loans and term loans to meet the financial needs of businesses. SBA loans are guaranteed by the government to provide business with greater credit options.

• Deposit accounts: MetaBank has different checking accounts and savings accounts for businesses, depending on monthly financial transactions and desired interest rates.

• Cards: Business credit and debit cards offer extended purchase or withdrawal limits. The bank offers business credit cards in association with Visa Inc. and debit cards with MasterCard. Exclusive credit card benefits include zero percent introductory rate, no annual fees, no balance transfer fees and reward points for every dollar spent.